Universal life insurance

A death in the family is a life-altering event. But universal life insurance can minimize the financial strain by helping you:

• pay death-related expenses (funeral costs and income tax)
• maintain your family's standard of living
• keep big projects on track (e.g. saving for a home, your children's education or retirement)

Universal life insurance is there to make sure you're covered for as long as you need, and it lets you invest tax-free at the same time.

• you want to leave your loved ones a bigger inheritance
• you've maxed out your RRSP contributions

Features

• You can choose the coverage term you want (e.g. for life)
• It offers a 2-for-1 solution:
  • The insurance component provides coverage adapted to meet your needs at any stage of life.
  • The investment component lets you accumulate savings tax-free.
• Multiple coverages for multiple insureds can be combined under one policy.
• You can adjust your policy to meet your changing needs.
• It can be combined with other coverages, such as:
  • critical illness insurance
  • disability insurance
  • long-term care insurance
  • healthcare insurance

Product

Vision Death Coverage with Savings	Lets you adjust your policy and add coverages or insureds, penalty-free. Offers a variety of investment options, including Desjardins Funds.

	By e-mail	Fill out the form
	By phone	1-866-838-7661
	At the caisse	Make an appointment with a financial security advisor1 at a caisse.

This coverage is a product of Desjardins Financial Security Life Assurance Company. In Ontario, it's distributed through Desjardins Financial Security Life Assurance Company, and in Quebec through Desjardins Financial Security, Financial Services Firm.

This webpage is for information purposes only. Only the policy and insurance application will be used to settle legal disputes. Some exclusions and restrictions apply.

1. Life and health insurance agent in Ontario. In Quebec, it refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.