Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Vision Independent Lifestyle Solution

Quick facts

  • Tax-free monthly benefit: A tax-free monthly benefit to help you cover the expenses related to a loss of independence.
  • Enduring power of attorney (also known as a mandate in case of incapacity in Quebec): Reimbursement of the costs of an enduring power of attorney, up to $100.
  • Accident coverage: A benefit paid in the event of accidental fracture, dismemberment, loss of use or death.
  • No receipts required: A benefit you can use however you want.
  • Affordable: A premium reduction of 10% if you and your spouse both take out the coverage at the same time.

Is this coverage right for you?

It's right for you if you want to be able to make your own choices for as long as possible. This coverage gives you the financial freedom to decide what's best for you if you start to lose your independence, so you won't become a burden on your loved ones.

Features and advantages

Eligibility
Ages 18 to 80
Coverage period
Lifetime
Monthly benefit period
2 years, 5 years, or for life
Monthly benefit amount
A financial security advisor1 will help you choose the amount that's right for you, from $1,000 to $8,500
Waiting period
30, 90 or 180 days
Indexing
Option to adjust the monthly benefit based on the Consumer Price Index
Cost
Based on the benefit amount selected and your personal situation (age, gender, smoking habits, state of health, etc.)
Enduring power of attorney (mandate in case of incapacity)
Covers the cost of setting up an enduring power of attorney, up to $100
Accident coverage
A lump-sum payment in case of:
  • dismemberment or loss of use of a limb (up to $500,000)
  • fracture (up to $7,500)
  • accidental death (up to $50,000 )
Other
Personalized support and assistance services

Comment obtenir ce produit
At the caisse At the caisse
Make an appointment with a financial security advisor at a caisse.

Pour plus de renseignements
By e-mail By e-mail
By phone By phone
1-866-838-7661

This coverage is a product of Desjardins Financial Security Life Assurance Company. In Ontario, it's distributed through Desjardins Financial Security Life Assurance Company, and in Quebec through Desjardins Financial Security, Financial Services Firm.

This webpage is for information purposes only. Only the policy and insurance application will be used to settle legal disputes. Some exclusions and restrictions apply.

1. Life and health insurance agent in Ontario. In Quebec, it refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.

Desjardins – Share this pageDesjardins – Rate this page

Suggested links