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Vision Critical Illness Coverage

Is this coverage right for you?

It's right for you if you want coverage that will protect you and your family against the financial strain of a critical illness.

Features and advantages

	Term to age 75	Term to death
Eligibility	Ages 0 to 65	Ages 0 to 65
Coverage period	Ends when you turn 75 or once the full benefit amount has been paid out	Ends at your death or once the full benefit amount has been paid out
Benefit amount	A financial security advisor1 will help you choose the amount that's right for you (from $10,000 to $2,000,000), which will be paid as a lump-sum benefit if you're diagnosed with 1 of the 24 illnesses or surgical procedures covered under the policy	A financial security advisor1 will help you choose the amount that's right for you (from $50,000 to $2,000,000), which will be paid as a lump-sum benefit if you're diagnosed with 1 of the 33 illnesses or surgical procedures covered under the policy
Reimbursement of homecare expenses	1% of the selected benefit amount, up to a maximum of $2,500 a month Reimbursement period for either 1 or 2 years Covered services include the following: nursing care, housekeeping, meals, personal care, outdoor chores, etc.
Premium refund	Not available.	An optional full refund of premiums starting on the 15th policy anniversary.
Cost	Based on the features selected (i.e. the benefit amount and the reimbursement period for homecare services) and your personal situation (age, gender, smoking habits and state of health)
Other	Lets you add other insureds or coverages like term life insurance, permanent life insurance, universal life insurance, long-term care insurance or healthcare insurance Offers all the benefits of the Vision contract
Assistance services	Provides access to: Information and advanced medical expertise through Best Doctors™ Inc and the services of a nurse who will contact you to assess your homecare needs and put you in touch with the appropriate service providers (Convalescence Assistance – case management) A nurse who will contact you to assess your homecare needs and put you in touch with the appropriate service providers Several GPS Program assistance services at no extra charge: Psychological Assistance Convalescence Assistance – referrals Legal Assistance Estate Settlement Assistance Travel Assistance

	At the caisse	Make an appointment with a financial security advisor at a caisse.

	By e-mail	Fill out the form
	By phone	1-866-838-7661

This coverage is a product of Desjardins Financial Security Life Assurance Company. In Ontario, it's distributed through Desjardins Financial Security Life Assurance Company, and in Quebec through Desjardins Financial Security, Financial Services Firm.

This webpage is for information purposes only. Only the policy and insurance application will be used to settle legal disputes. Some exclusions and restrictions apply.

1. Life and health insurance agent in Ontario. In Quebec, it refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.