Disability insurance

Disability insurance allows you to meet your financial commitments if you have to stop working due to an accident or illness.

It's the right choice for you if you're not covered under a group insurance plan.

Features

• Pays a monthly tax-free benefit if you become disabled.
• The amount of the benefit corresponds to a percentage of your regular pay (salary, commissions, etc.).
• You can use the benefit however you want.
• It can be combined with other coverages, such as:
  • term life insurance
  • permanent life insurance
  • universal life insurance
  • critical illness insurance
  • long-term care insurance
  • healthcare insurance

Products

Vision Disability – Income	Helps make up for the loss of income related to a disability.
Vision Disability - Regular Expenses	Helps cover your living expenses (rent, groceries, etc.) in combination with any other benefits you're receiving, and isn't reduced by any other disability income or benefits you may be receiving.

	By e-mail	Fill out the form
	By phone	1-866-838-7661
	At the caisse	Make an appointment with a financial security advisor2 at a caisse.

These coverages are products of Desjardins Financial Security Life Assurance Company. In Ontario, they're distributed through Desjardins Financial Security Life Assurance Company, and in Quebec through Desjardins Financial Security, Financial Services Firm.

This webpage is for information purposes only. Only the policy and insurance application will be used to settle legal disputes. Some exclusions and restrictions apply.

1. "L'Assurance invalidité, talon d'Achille de la planification financière" [Disability insurance: the Achilles heel of financial planning], Les Affaires, March 2006.
2. Life and health insurance agent in Ontario. In Quebec, it refers to a financial security advisor employed by Desjardins Financial Security, Financial Services Firm and assigned to a Desjardins caisse.