Manage your retirement income

When you were working, your employer paid you a regular salary, provided you with a group health insurance plan and contributed to your pension fund.

Once you've retired, it's up to you to make the decisions regarding:

• how to manage your income
• life and health insurance
• the transfer of your assets to your heirs

Luckily for you, the Desjardins Vision-Retirement service is there to help you with suggestions for all of your needs upon retirement.

Where to start

Analyze your sources of retirement income	Assess your pension and annuity income, savings, investments and personal property.
Draw up your retirement budget	Will your pension funds and personal retirement savings be enough?
Select a retirement income option	You can convert your savings into retirement income a number of ways: the Registered Retirement Income Fund (RRIF), Life Income Fund (LIF), annuities, Locked-In Retirement Accounts (LIRA), etc.

To get an overview of choices available to you, see our case studies, which illustrate three different strategies.