Projects between $12,500 and $25,000

Suggested tools:

• Accord D financing
• personal loan
• Multiproject Option
• personal line of credit
• Liberty Line of Credit
• Versatile Line of Credit

Accord D financing

Accord D financing is ideal for your major renovation projects, be it for your house's deck and landscaping, a new bathroom or to redo your kitchen.

Accord D is a financing method that compares favourably to personal loans. It consists of a second credit limit, separate from your current transaction limit. The Accord D financing interest rate is separate from the VISA Desjardins card rate. In just a few minutes¹, money is automatically deposited into your caisse account² and you can spend it as you wish.

Find out more about Accord D financing

Desjardins personal loan

The Desjardins personal loan is the ideal tool if you know how much money you need and want to know what your payment schedule will be. The advantage is that you know ahead of time exactly what monthly, bi-monthly or weekly payments are required to repay the entire loan amount.

Opt for a fixed or a variable rate

The fixed-rate loan allows you to know the credit charges and due date of your loan right away. With a variable rate, you can benefit from possible rate decreases.

Find out more about personal loans

Compare the personal loan with Accord D financing

Multiproject Option

Have you been dreaming of a state-of-the-art, designer kitchen? Do you want to transform the basement into your home office? This financial tool gives you the ability to reuse amounts that have already been invested in your mortgage and profit from a very advantageous rate to obtain financing at the same rate as your mortgage loan. And you can do all this without having to visit a notary³. This highly flexible tool lets you afford the projects that are close to your heart, like buying a new car, taking a trip or going back to school.

Find out more about the Multiproject Option

Desjardins personal line of credit

The Desjardins Personal Line of Credit is the ideal product for work that is spread out over a long period of time. It gives you direct access to your money via cheque, ATM or direct payment whenever you need it. The only fees you'll be responsible for are the going interest rate on your line of credit.

Give yourself some latitude

An open loan with a variable rate, a line of credit allows you to use the amount available as you see fit without having to reapply for credit. You control your principal repayments and only pay interest on the cash advances you've used.

Choose the payment method

The Desjardins Personal Line of Credit offers you a wide variety of options when it comes to making payments, from simple monthly interest payments to lump-sum payments.

Find out more about personal lines of credit

Get more flexibility with the Liberty Line of Credit

The Liberty Line of Credit offers attractive rates comparable to those of a mortgage loan This can be very beneficial if you need a larger amount of medium- or long-term credit and want the flexibility of repaying the principal, in whole or in part, without penalty.

Find out more about the Liberty Line of Credit

Versatile Line of Credit

The ideal financial solution to make your dreams a reality! Renovations, trips, investments…

If you own a residential property of four units or less, the Versatile Line of Credit helps you make the most of the appreciation in value of your home.

Find out more about Versatile Line of Credit

1. Subject to approval by the Desjardins Card Services credit department.
2. You must be a Desjardins caisse member.
3. Attorney in Ontario