Projects of $12,500 or less

Suggested tool: The VISA Desjardins card

Do you have a small renovation project? Would you like to redo the kitchen floor or build a new deck? Or maybe you have a plumbing emergency? Before you get out your hammer, get out your VISA Desjardins card¹! It's the perfect tool to help you keep track of all your purchases throughout your project. It also has the advantage of letting you delay payment up to 21 days without interest.

To find out more about VISA Desjardins credit cards.

Renovate without headaches

Your VISA Desjardins card also lets you take advantage of Accord D financing², available at over 6,000 participating retailers, at all Desjardins caisses throughout Québec or online on AccèsD.

At participating retailers, the caisse or on AccèsD you can:

• Buy now and pay later with no credit charges or payments required during the grace period;
• Pay in equal monthly instalments with or without credit charges.
• Buy now and pay in equal instalments after a grace period.

To find out more, see the Accord D financing section.

Helpful hints to save on interest charges

• Take advantage of interest rates that are lower than regular rates for just $25³ a year with the VISA Desjardins reduced rate. This option is offered to VISA Desjardins cardholders who demonstrate a good repayment capacity and can maintain an unpaid balance on their credit card.

	Online (Members and non-members)	AccèsD Internet users Log on to AccèsD Follow the instructions on the appropriate page. Response in 24 hours (business days) AccèsD Internet non-users: Fill out the form Response in 24 hours (business days)

1. Visa Int./Fédération des caisses Desjardins du Québec, authorized user.
2. Subject to the approval by the credit department.
3. Non-refundable fees, subject to credit department approval.