1. Finance your trip

Before you plan your trip, you should know where you stand financially and draw up your personal balance sheet (PDF, 135KB).

Make a realistic budget for your trip:

• What will you do?
• Where will you go?
• How will you travel

Financing options

Don't have enough savings to pay for your trip now but have plenty of time to prepare it?

Savings by instalments can help you gradually accumulate the funds you need before you go. If you invest in a TFSA, you will reach your goal more quickly since your savings will grow in a tax shelter.

Short on both cash and time?

These financing options are available to you:

Budget	Suggested financing tool
Planning a trip over $12,500	Desjardins Personal Line of Credit Desjardins Personal Loan (over $12,500) Accord D financing
Planning a trip under $12,500	Desjardins Personal Line of Credit Accord D financing

Compare the personal loan with Accord D financing

Prefer the convenience and advantages of a credit card?

Get the VISA Desjardins Odyssey GOLD card.

In addition to providing you with a credit limit for your regular purchases and up to $5,000 cash advances anywhere in the world, they entitle you to a range of exclusive travel services and privileges.