Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Accord D financing

Need money fast? Use Accord D financing1!

Accord D financing is a financing method that compares favourably to personal loans. This second credit limit is separate from your current transaction limit. The Accord D financing interest rate is separate from the VISA Desjardins card rate and is comparable to that of a traditional personal loan. In just a few minutes2, money is automatically deposited into your caisse account3 and you can spend this amount as you wish.

  • Interest rate as good as that of a Desjardins personal loan. View interest rates
  • Payments in equal instalments over a six- to 60-month period, depending on the amount required and included in the minimum amount due on your VISA Desjardins card.
  • Death and disability coverage4 included for the VISA Desjardins primary accountholder only. No other form of financing offers you this advantage!
  • Possibility to pay ahead of schedule, in whole or in part, at any time, without penalty.

Find out more

See the Accord D financing section.

How to get this product
Online Online
(Members)
By phone By phone
(Members)
Montreal area: 514-CAISSES (514-224-7737)
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
Make an appointment with an advisor at a caisse.

  1. Subject to approval by the Desjardins Card Services credit department, during business hours.
  2. During Desjardins Card Services credit department business hours.
  3. You must be a Desjardins caisse member.
  4. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Only the insurance policy sent with the statement following the Accord D transaction at the caisse may be used to settle legal disputes. Certain conditions and restrictions apply.
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Interest rate

Accord D Financing – Fixed rate*
As of February 10, 2012
Amount
Rate
$500 to $4,999
14.75%
$5,000 to $12,500
13.00%
$12,501 to $50,000
11.00%**
* 1-year term
** Rate for 1-year term for $40,001 or more

Other rates - Accord D Financing