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Regular Deposit Term Savings

Make regular deposits into a term savings account for a predetermined time period.

This investment lets you easily accumulate the amount you need to make that special dream become a reality or to spread out your RRSP contribution over the entire year.

Features

  • Guaranteed preferred rate for fixed terms of 1 to 5 years.
  • Minimum savings objective of $1,200 for 1-year term and $3,000 for other terms.
  • Frequency of transfers: weekly, every 2 weeks, twice a month or monthly.
  • Option to redeem before maturity.
  • 4- and 5-year terms are redeemable without penalty on 3rd and 4th deposit anniversary dates.

Advantages

  • Capital 100% guaranteed.
  • You choose the payment amount and frequency and can change them at any time.
  • RRSP-eligible.
  • Entitles you to potential member dividends from your caisse.
  • May be converted to a down payment on a house at any time when the mortgage is obtained from your caisse.
How to get this product
Online Online
(Members)
By phone By phone
(Members)
Montreal area: 514-522-2373
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
At the caisse At the caisse
(Members and non-members)
Make an appointment with a caisse advisor:

Money working for people

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