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Projects of less than $12,500

Do you have a small renovation project in mind? Would you like to redo the kitchen floor or build a new deck? Or perhaps you have emergency repairs to take care of? Before you get out your hammer, find out about Desjardins's financing solutions:

Renovate worry free with Accord D financing

Your VISA Desjardins card lets you take advantage of Accord D financing1, available at over 6,000 participating retailers, at all Desjardins caisses throughout Quebec or online on AccèsD. With Accord D financing, you can:

With Accord D financing, you can:

  • get financing in just a few minutes; the money is deposited directly into your account
  • buy now and pay later with no credit charges or payments required during the grace period
  • pay in equal monthly instalments with or without credit charges

Find out more

See the Accord D financing section.

Did you know?

You could enjoy interest rates that are lower than regular rates for just $252 a year with the VISA Desjardins low interest rate option. This option is offered to VISA Desjardins cardholders who demonstrate a good repayment capacity and expect to maintain an unpaid balance on their credit card.

Desjardins Personal Line of Credit

The Desjardins Personal Line of Credit is the ideal product for work that is spread out over a long period of time. It gives you direct access to your money via cheques, ATMs or direct payments whenever you need it. The only fees you'll be responsible for are the going interest rate on your line of credit. You can also repay the principal at any time, without penalty.

VISA Desjardins credit card

Your VISA Desjardins credit card3 helps you keep track of all your purchases throughout your project. It also has the advantage of letting you delay payment up to 21 days without interest.

Find out more

See the VISA Desjardins credit cards section.

How to get this product
Online Online
Apply online
Response in 24 hours (business days)
Guaranteed 100% Secure

1. Subject to the approval by the credit department.
2. Non-refundable fees, subject to credit department approval.
3. Visa Int./Fédération des caisses Desjardins du Québec, authorized user.