Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]
Projects of less than $12,500
Do you have a small renovation project in mind? Would you like to redo the kitchen floor or build a new deck? Or perhaps you have emergency repairs to take care of? Before you get out your hammer, find out about Desjardins's financing solutions:
Renovate worry free with Accord D financing
Your VISA Desjardins card lets you take advantage of Accord D financing1, available at over 6,000 participating retailers, at all Desjardins caisses throughout Quebec or online on AccèsD. With Accord D financing, you can:
With Accord D financing, you can:
- get financing in just a few minutes; the money is deposited directly into your account
- buy now and pay later with no credit charges or payments required during the grace period
- pay in equal monthly instalments with or without credit charges
Find out more
See Accord D financing.
Did you know?
You could enjoy interest rates that are lower than regular rates for just $252 a year with the VISA Desjardins low interest rate option. This option is offered to VISA Desjardins cardholders who demonstrate a good repayment capacity and expect to maintain an unpaid balance on their credit card.
Desjardins Personal Line of Credit
The Desjardins Personal Line of Credit is the ideal product for work that is spread out over a long period of time. It gives you direct access to your money via cheques, ATMs or direct payments whenever you need it. The only fees you'll be responsible for are the going interest rate on your line of credit. You can also repay the principal at any time, without penalty.
Find out more
VISA Desjardins credit card
Your VISA Desjardins credit card3 helps you keep track of all your purchases throughout your project. It also has the advantage of letting you delay payment up to 21 days without interest.
Find out more
Versatile Line of Credit
The Versatile Line of Credit is a line of credit with security of mortgage that allows you to use, with great flexibility, the value of your home to finance your projects at an attractive rate. Based on the prime rate, the interest rate is even better than that of a line of credit or personal loan.
Find out more
1. Subject to the approval by the credit department.
2. Non-refundable fees, subject to credit department approval.
3. Visa Int./Fédération des caisses Desjardins du Québec, authorized user.
