Projects between $12,500 and $25,000

Want to build a deck, landscape your home or redo the bathroom? Have you been dreaming of an updated kitchen? Want to transform the basement into your home office? Here are the financing solutions available to you:

• Accord D financing
• Desjardins Personal Loan
• Desjardins Personal Line of Credit
• Multiproject Option
• Versatile Line of Credit

Accord D financing

Accord D financing is ideal for you major renovation projects. In just a few minutes¹, money is automatically deposited into your caisse account² and you can spend it as you wish.

Desjardins Personal Loan

The Desjardins Personal Loan is the the ideal tool if you know how much money you need and want to know what your payment schedule will be. The advantage is that you know ahead of time exactly what monthly, bi-weekly or weekly payments are required to repay the entire loan amount.

Opt for a fixed or a variable rate

The fixed-rate loan allows you to know the credit charges and due date of your loan right away. With a variable rate, you can benefit from possible rate decreases.

Desjardins Personal Line of Credit

The Desjardins Personal Line of Credit is the ideal product for work that is spread out over a long period of time. It gives you direct access to your money via cheques, ATMs or direct payments whenever you need it. The only fees you’ll be responsible for are the going interest rate on your line of credit. You can also repay the principal at any time, without penalty.

Multiproject Option

This financial tool gives you the ability to borrow back money that has already been invested in your Desjardins mortgage and take advantage of the current mortgage rate, lower than the rate on a personal loan or line of credit. And you can do all this without having to visit a notary³.

Versatile Line of Credit

The Versatile Line of Credit is a line of credit with security of mortgage that allows you to use, with great flexibility, the value of your home to finance your projects at an attractive rate. Based on the prime rate, the interest rate is even better than that of a line of credit or personal loan.

	By phone (Members)	Montreal area: 514-CAISSES (514-224-7737) Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800 224-7737)
	At the caisse	Make an appointment with a caisse advisor: online by phone

1. Subject to approval by the Desjardins Card Services credit department.
2. You must be a Desjardins caisse member.
3. Attorney in Ontario.