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Renovate your home

Renovate your home

Making choices that will increase the comfort and value of your property is key to a successful renovation project, as is choosing a financing solution that gives you flexibility to manage your budget.

Steps to follow

1. Determine the scope of the renovations

Before you think about how you’ll finance your renovations, you have to estimate the renovation costs as accurately as possible. By requesting a quote from a few recognized professionals, you’ll be able to make the right choices and prepare a solid budget at the onset of your project. Your Desjardins advisor can accompany you throughout the entire renovations process, as well as help you with the preliminary steps.

2. Choose the appropriate financing solution

Determine the type of financing required for your project:

Among the suggested financing solutions, here are those that meet most of the varied needs of those who decide to renovate:

3. Insure your loan

Did you know that a wage loss insurance plan only covers two-thirds of your salary?

To prepare for the unexpected and continue to meet your lending obligations in the event of death or disability, Desjardins offers a broad range of credit insurance products.

Because insuring your loans today means a more secure tomorrow.

4. Notify your insurer

If you’re going to renovate, it’s important to contact your insurer to update your policy. Some renovations are more likely than others to increase the value of your home. If this is the case for you, it’s important to check with your insurer to see what impact the property improvements will have on your current home insurance policy. By doing so, you’ll ensure coverage for the full value of your improved property and avoid unpleasant surprises in the event of claims.

Desjardins Home Insurance allows you to adapt your insurance coverage to your needs and benefit from the best price-quality ratio available. It offers a wider range of basic coverages than those offered by other insurers, as well as optional coverages to personalize your insurance according to your needs.

Find out more

See Home insurance.

For more information
Phone By phone
(Members)
Montreal area: 514-CAISSES (514-224-7737)
Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800 224-7737)
At the caisse At the caisse
(Members and non-members)
Make an appointment with a caisse advisor:
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