3. Insure your loan

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Loan insurance helps you meet your borrowing obligations in the event of disability or death.

Coverage

Includes:

• life insurance, which ensures repayment of the loan by the Insurer in the event of the borrower's death.
• disability insurance, in which the Insurer takes over the insured portion of loan payments payable to the caisse.

Advantages

• Enrolment is simple: in most cases, you simply have to answer a few questions when you take out your loan.
• The premium is calculated based on the loan balance; you therefore pay a fair premium for the real risk your loan represents.
• Insurance benefits are paid for as long as the total disability persists. Making a claim
• Complimentary access to the following telephone assistance services: Legal Assistance, Psychological Assistance, Convalescence Assistance and Succession Settlement Assistance.
• When you take out loan insurance for your vehicle, you have the opportunity to purchase the Desjardins Roadside Assistance service and get the first 3 months free.

	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone

Loan Insurance is a Desjardins Financial Security Life Assurance Company product.