4. Insure your vehicle

You want an auto insurance that will provide optimal coverage in the event of an accident, theft or vandalism, and public liability?

In addition to the unmatched advisory service of its agents, Desjardins General Insurance offers you the coverage you need against the unexpected.

Our coverage includes:

No-fault accident

If you were involved in an accident for which you are not responsible, there will be no premium increase resulting from this accident and no deductible.

Replacement value

In the event of damages caused to your new vehicle, the replacement value coverage (up to 5 years) allows you to replace irreparable parts by new genuine parts, or even replace your vehicle, declared a write-off, by a new vehicle with the same options.

Additional savings

• Choose the Trouble-Free Option¹ to benefit from complementary coverage, such as vehicle rental in the event of loss, waiver of the deductible in case of a hit-and-run, and more.
• Get a discount on your automobile insurance premium for a hybrid vehicle.
• Obtain an additional discount if your vehicle is equipped with a certified antitheft system.

If you insure more than one vehicle, you can get:

• a premium discount of each vehicle;
• free Desjardins Legal Assistance¹;
• a reduction on the Trouble-Free Option¹;

Online insurance services

As a Desjardins General Insurance client, you can access our online insurance services which allows you to view and manage your auto and home insurance policies online (report a claim, change your address, modify your payment options) 24 hours a day, directly on AccèsD.

To find out more about the online insurance service, visit the Desjardins General Insurance Web site.

To lower your premium

• Drive carefully to lower the risk of accident (and violations!)
• Select a vehicle with low repair costs.
• Equip your vehicle with a certified antitheft system. Some insurers, such as Desjardins General Insurance, offer an antitheft discount, regardless of the vehicle year.
• Insure both your auto and home with Desjardins.
• Increase your deductible in "collision or payment" insurance to $500 or more, if possible.
• If your vehicle is of lesser value, don't insure it for its own damages.

  The Desjardins difference
Lower insurance premiums for hybrid vehicle owners
To encourage the reduction of greenhouse gas emissions, Desjardins General Insurance will give you an extra 10% off if you drive a hybrid vehicle.

	Online (Members and non-members)	Fill out the form
	By phone (Members and non-members)	1-888-277-8726
	At the caisse (Members and non-members)	Make an appointment with a caisse advisor: online by phone

1. Available only in Quebec