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Investment products are available only to Desjardins members.

To become a member, fill out the online account application form or make an appointment with an advisor at a caisse.

You are a member but not registered for AccèsD? Registration for AccèsD

Which product should I choose?
Find the savings and investment products that best meet your investment or RRSP and TFSA contribution needs.
Consider investing by regular instalments: it's easy and it pays off.

In the table below, "regular instalments" refers to transfers that can be made directly from your account.


Term Savings (registered and non-registered)	Make your savings grow while protected from the ups and downs of changing interest rates Minimum deposit: $500 (RRSP), $1,000 (non-RRSP), $5,000 (terms under 1 year) Terms: 1 to 5 years Interest rate: fixed, depending on term selected, guaranteed until maturity View current rates May be redeemed before maturity¹ Find out more about Term Savings.	AccèsD Internet users: Invest on AccèsD AccèsD Internet non-users: Fill out the form
Regular Deposit Term Savings (registered and non-registered)	Make regular deposits into a term savings account for a predetermined time period Terms: 1 to 5 years Interest rate: guaranteed for fixed terms of 1 to 5 years View current rates Minimum savings objective: $1,200 (1-year term) and $3,000 (other terms) May be redeemed before maturity¹ Find out more about Regular Deposit Term Savings.	Apply online
Regular Savings (registered and non-registered)	A great way to save for your dream projects, or help solve unforeseen problems without overburdening your budget No chequing privileges No minimum deposit Interest based on daily or monthly balance Single deposit or regular instalments Find out more about Regular Savings.	Apply online
Redeemable Term Savings (registered and non-registered)	Access funds at all times while savings grow at an attractive rate Minimum deposit: $1,000 Term : 12 months Interest rate: fixed, guaranteed until maturity View current rates May be redeemed before maturity¹ at the caisse and on AccèsD Find out more about Redeemable Term Savings.	AccèsD Internet users: Invest on AccèsD AccèsD Internet non-users: Fill out the form
Climbing-Rate Term Savings (registered and non-registered)	Make your savings grow and earn higher returns Minimum deposit: $1,000 Terms: 3 to 5 years Interest rate: increases annually, guaranteed until maturity View current rates Redeemable without penalty on the deposit anniversary date Find out more about Climbing-Rate Term Savings.	AccèsD Internet users: Invest on AccèsD AccèsD Internet non-users: Fill out the form
Student Savings Account (non-registered)	Helps make your income grow, as well as the loans and bursaries you don't need right away. For college and university students Minimum deposit: $500 or regular instalments Term: 12 months Interest rate: fixed, guaranteed to maturity View current rates Redeemable before maturity¹ Find out more about Student Savings.	Apply online
Chromatic Savings (non-registered)	Helps you develop the savings habit and achieve your savings goal For Chrome@dos members aged 12 to 17 Minimum deposit: $100 or regular instalments Terms: 6 and 12 months Interest rate: fixed, guaranteed to maturity, 1% above the rate on 1-year non-redeemable savings View current rates Redeemable before maturity¹ Find out more about Chromatic Savings.	Apply online
Market-linked guaranteed investments (registered and non-registered)	Increase portfolio diversification and improve returns Minimum deposit: $500 A variety of terms available Non-redeemable before maturity Returns based on stock market performance or on various actively managed asset classes View current rates Find out more about Market-linked guaranteed invest.	Apply online
Desjardins Profile Guaranteed Investment Portfolio (registered and non-registered)	A single investment that consists of a wide range of products distributed according to your investor profile Minimum deposit: $1,000 5-year term Higher potential returns than traditional investments View current rates Find out more about Desjardins Profile Guaranteed Investment Portfolio.	Apply online
Desjardins Funds (registered and non-registered)	A wide range of funds providing access to all markets Minimum deposit: $1,000 or minimum regular instalments Shares redeemable on demand, in just a few days No transaction (load, redemption, transfer) fees Various investment solutions available View current rates Find out more about Desjardins Funds.	Apply online
Securities (registered and non-registered)	Invest on the stock market and manage your assets Want to invest without the help of an investment advisor? If so, you might want to explore our Disnat online brokerage service. Find out more about securities brokerage services.	Open a Disnat account

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1. Certain conditions apply.

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