Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

Invest online

Guaranteed 100% Secure
Note
Investment products are available only to Desjardins members.

To become a member, fill out the online account application form or make an appointment with an advisor at a caisse.

You are a member but not registered for AccèsD?

Register for AccèsD

Which product should I choose?
Find the savings and investment products that best meet your investment or RRSP and TFSA contribution needs.
Consider investing by regular instalments: it's easy and it pays off.

In the table below, "regular instalments" refers to transfers that can be made directly from your account.

Chromatic Savings
(non-registered)
Helps you develop the savings habit and achieve your savings goal
  • For Chrome@dos members aged 12 to 17
  • Minimum deposit: $100 or regular instalments
  • Terms: 6 and 12 months
  • Interest rate: fixed, guaranteed to maturity, 1% above the rate on 1-year non-redeemable savings
    View current rates
  • Redeemable before maturity1

    • Find out more about Chromatic Savings.
Fill out the form
Climbing-Rate Term Savings
(registered and non-registered)
Make your savings grow and earn higher returns
  • Minimum deposit: $1,000
  • Terms: 3 to 5 years
  • Interest rate: increases annually, guaranteed until maturity
    View current rates
  • Redeemable without penalty on the deposit anniversary date

    • Find out more about Climbing-Rate Term Savings.
Fill out the form
Desjardins Funds
(registered and non-registered)
A wide range of funds providing access to all markets
  • Minimum deposit: $1,000 or minimum regular instalments
  • Shares redeemable on demand, in just a few days
  • No transaction (load, redemption, transfer) fees
  • Various investment solutions available
    View current rates

    • Find out more about Desjardins Funds.
Fill out the form
Desjardins Profile Guaranteed Investment Portfolio
(registered and non-registered)
A single investment that consists of a wide range of products distributed according to your investor profile
Fill out the form
Market-linked guaranteed investments
(registered and non-registered)
Increase portfolio diversification and improve returns
Fill out the form
Redeemable Term Savings
(registered and non-registered)
Access funds at all times while savings grow at an attractive rate
  • Minimum deposit: $1,000
  • Term : 12 months
  • Interest rate: fixed, guaranteed until maturity
    View current rates
  • May be redeemed before maturity1 at the caisse and on AccèsD

    • Find out more about Redeemable Term Savings.
Fill out the form
Regular Deposit Term Savings
(registered and non-registered)
Make regular deposits into a term savings account for a predetermined time period
  • Terms: 1 to 5 years
  • Interest rate: guaranteed for fixed terms of 1 to 5 years
    View current rates
  • Save by regular instalments.
  • Minimum savings objective: $1,200 (1-year term) and $3,000 (other terms)
  • May be redeemed before maturity1

    • Find out more about Regular Deposit Term Savings.
Fill out the form
Regular Savings Account
(registered and non-registered)
A great way to save for your dream projects, or help solve unforeseen problems without overburdening your budget
  • No chequing privileges
  • No minimum deposit
  • Interest based on daily or monthly balance
  • Single deposit or regular instalments

    • Find out more about the Regular Savings Account.
Fill out the form
Securities
(registered and non-registered)
Invest on the stock market and manage your assets

Want to invest without the help of an investment advisor? If so, you might want to explore our Disnat online brokerage service.

Find out more about securities brokerage services.
Open a Disnat account
Student Savings Account
(non-registered)
Helps make your income grow, as well as the loans and bursaries you don't need right away.
  • For college and university students
  • Minimum deposit: $500 or regular instalments
  • Term: 12 months
  • Interest rate: fixed, guaranteed to maturity
    View current rates
  • Redeemable before maturity1

    • Find out more about Student Savings.
Fill out the form
Term Savings
(registered and non-registered)
Make your savings grow while protected from the ups and downs of changing interest rates
  • Minimum deposit: $500 (RRSP), $1,000 (non-RRSP), $5,000 (terms under 1 year)
  • Terms: 1 to 5 years
  • Interest rate: fixed, depending on term selected, guaranteed until maturity
    View current rates
  • May be redeemed before maturity1

    • Find out more about Term Savings.
Fill out the form
TFSA Savings Account
(registered)
Save for various projects and make tax-free withdrawals at any time
  • No chequing privileges
  • Deposits, withdrawals and transfers permitted at any time
  • No minimum deposit
  • Interest paid monthly and non-taxable
  • Single deposit or regular instalments

    • Find out more about the TFSA Savings Account.
Fill out the form

Find out more

Familiarize yourself with AccèsD and online forms and applications with the following demonstrations:

1. Certain conditions apply.