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All about credit

Credit gives people a false sense of wealth, and it's easy to get into debt.

Almost everyone has to turn to credit at some point or another in their lives. To buy show tickets, a computer, a car, a house or even to invest.

Some people are very successful in managing their debts. But for others, it's a difficult, almost insurmountable task. For them, credit can become a nightmare.

In this section you'll find easy-to-understand information that's based mostly on common sense. The goal is to give you tools to be able to get a handle on your personal finances and regain your confidence in the future.


Make good use of credit	When used wisely, credit has its advantages.
The main sources of credit	There are many ways to borrow.
Credit cards: use these tools wisely	Credit cards can be friends or foes.
The cost of credit	Interest adds to the cost of an item.
Your credit rating	t's similar to a grade on your financial report.
How to reduce your interest costs	Stay in control of your debts.
What to do about debt overload	What to do in an extreme situation.
Tips from a financial planner	Best practices when it comes to credit.





	At the caisse	Make an appointment with a caisse advisor: online by phone

Money question

Do you think you use credit well?