Reduce your service charges

Did you know that there are many ways to reduce your service charges?

• Consolidate all your accounts into a single one: your plan could cost you nothing if you maintain the appropriate minimum monthly balance in your account.
• Use Desjardins ATMs and save up to 40% on the fees that apply when you make them at the teller. De plus, additional fees as high as $3 apply when you make withdrawals at other ATMs.
• When you pay for something with your debit card, try to make a withdrawal at the same time if you can. It will save you an extra service charge.
• Avoid bounced cheques and NSF charges by applying for a Desjardins Line of Credit.
• Pay with your VISA Desjardins card: When you pay your whole balance at the end of the month, you won't owe interest and you'll have used your debit card very little. You can even take advantage of the BONUSDOLLARS rewards program.
• Sign up for AccèsD and use direct withdrawal to pay for your regular bills. You will avoid paying for stamps, late fees and cheque fees!
• Avoid additional service charges and try to make a single withdrawal each week or month, depending on your budget, instead of making several small withdrawals.

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