Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]
Overdraft protection: convenience and peace of mind
Though we generally keep a close eye on our personal finances, we are sometimes faced with paying NSF fees, or our transactions are refused because of a forgotten expense or postdated cheque. Desjardins can now help you avoid these inconveniences with the Overdraft Transfer Service, which uses your VISA Desjardins card to cover the following accounts1:
- Personal Chequing Account
- Build-Up Savings Account
- High-Yield Account
- Distinctive Account
- Student STRATEGIC Account
- Desjardins Youth Profit Account
With the overdraft protection, your transactions will still be authorized when you don't have sufficient funds in your account. A cash advance from your VISA Desjardins card will reset your account to zero at the end of the business day2.
The amount of the advance used to cover your transaction will then be added to your VISA Desjardins credit card balance and you'll be able to pay it at any time at an ATM, online on AccèsD Internet or AccèsD Telephone, or at your caisse.
Find out more
For all of the articles, visit the Did you know page.
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 Online(Members) |
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 By phone |
Montreal area: 514-CAISSES (514-224-7737) Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800 224-7737) |
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 At the caisse
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1. Desjardins accounts only.
2. Subject to available credit limit.
