Have a strategy. Invest regularly.

Did you know that when markets fluctuate, the best way to invest is by making regular instalments?

This strategy suits astute investors who want to minimize risk and avoid making impulsive decisions that they may regret later.

Take advantage of market fluctuations

Invest the same amount on a regular basis through preauthorized instalments because it:

• Spreads your risk over time.
• Reduces your investment costs.
• Reduces the effects of short-term volatility on your investment portfolio.

It's one of the most efficient strategies you can use, regardless of market context, because it lets you benefit from market highs while limitiing the negative fallout of market lows. When you invest regularly, you don't have to try to predict the market; it's always a good time to invest!

Choose a methodical, constant and disciplined strategy

Regular investments are part of a methodical investment strategy that is also flexible and easy to tailor to your budget and income. The advantages are even greater if you keep it up and stay disciplined. Your investments will grow and you'll build a portfolio that you may not have been able to do in a single instalment.

Contribute to your RRSP by making regular instalments

Investing regularly is the ideal way to contribute to your RRSP. Worrying about making a February contribution will be a thing of the past. Moreover, when you contribute early in the year, your RRSP investments will grow tax-free for a longer period of time.

For all of the articles, visit the Did you know page.

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