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A minor accident could affect your financial health
Did you know that even a minor accident - like a fracture, cut or other mishap - could have a significant impact on your financial health? These kinds of accidents are frequent and could very well happen to us.
If you work for a company full-time, you are generally eligible for employment insurance. Moreover, your group insurance usually includes disability coverage. However, you would be responsible for the additional costs related to accidents that are not covered by your group insurance plan.
If you are self-employed, you are not eligible for employment insurance and don't have access to group insurance. Disability insurance enables you to meet your financial obligations without jeopardizing your financial situation.
Some statistics
Only 38% of the Canadian population has a group insurance plan, and provincial health insurance plans generally provide limited coverage.
- It's a fact, many accident-related expenses (e.g.: ortheses, wheelchairs, physiotherapy) are not covered, or are only partially covered, by provincial health care plans or even employers' group insurance plans.
Find out more
See Are you insured? To get additional information about insurance.
For all of the articles, visit the Did you know page.
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 By e-mail |
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 By phone |
1-866-838-7661 |
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 At the caisse
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Make an appointment with a financial security advisor at a caisse.
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