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Desjardins caisses are different from banks

Did you know that Desjardins caisses are very different from other financial institutions?

In fact, we use the power of cooperation to provide our members with a complete range of financial services and to contribute to the economic and social development of communities.

We are not a bank. Here's proof.

The Desjardins caisse	The bank
Is a financial services cooperative that belongs to its members.	Is a private establishment, profiting shareholders.
Works for the economic and social betterment of its members and the economic development of the community.	Works to enrich shareholders.
Is owned by all its members, and is managed locally by elected officials and members.	Is owned by a select group of shareholders. Centralized management.
Seeks to offer the best possible services to members.	Seeks to provide the best possible returns for shareholders.
Invites members to participate in their caisse's Annual General Meeting and run for the position of elected officer. One member = One vote	Invites shareholders to attend the bank's Annual General Meeting. One share = One vote
Gives back a portion of its surplus earnings to its members and community through individual member dividends.	Gives a portion of its profits to a group of shareholders through dividends.

Find out more

Read 10 reasons to choose Desjardins.

For all of the articles, visit the Did you know page.