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RRSPs

If you want to have a comfortable retirement, you must save money over an extended period of time. Discipline is therefore essential. But so is planning and making informed financial choices throughout the course of your working life.

Contribute early, contribute your maximum

Use periodic payments to help you begin contributing to your RRSP as early as possible.

The Golden Rule of diversification

A good way to get maximum returns on your investments is to apply the rule of triple diversification.

Pay down the mortgage or contribute to your RRSPs?

The ideal solution may be to find a balance between both options.

Use your unused contribution room

If you can't always contribute the maximum to your RRSP, you keep the right to contribute the remaining amount in the future.

Everything you need to know about the HBP

The Home Buyers' Plan can be of great assistance, as long as you understand its ins an outs.

Borrow to invest

It can be to your advantage to take out a loan to bring your RRSP contributions up to the maximum allowed.

Flash RetirementQuébec

Over 50 information bulletins to help you better understand the public and private retirement systems, savings products and savings strategies. In partnership with the Régie des rentes du Québec.