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Retirement

Retirement is a step that entails obligations you need to be informed about, since they will have a major effect on your taxes and finances.

When and how to convert your RRSP

Is it more worthwhile to convert your RRSP now or to wait until you turn 71? Should you opt for an RRIF or an annuity?

When and how to convert your LIRA or Locked-in RRSP

Is it better to convert your Locked-in Retirement Account (LIRA) upon retirement or at the very last moment? How to choose between a LIF and a life annuity.

RRIF, LIF and taxation

A few strategies to decrease income tax withholdings on Registered Retirement Income Funds (RRIFs) and Life Income Funds (LIFs).

Should you diversify your investment in an RRIF?

Find out what your options are when investing in an RRIF.

All about taxes at retirement

Answers to commonly asked questions about taxes and retirement

Flash RetirementQuébec

Over 50 information bulletins to help you better understand the public and private retirement systems, savings products and savings strategies. In partnership with the Régie des rentes du Québec.

Do you need personal insurance after retirement?

Funeral expenses, after-death taxes and inheritance are all cases where personal insurance can make a difference.

Can you take out personal insurance at any age?

Even the elderly can take out life insurance under certain conditions, up to a maximum age.

Retirement

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