Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]
Your finances and taxes
Caution: This section deals with a serious and, it's no secret, not very pleasant subject. We wanted to provide you with information to complement what you'll find on the Web sites of the Revenu Québec, Ontario Ministry of Finance and Canada Revenue Agency regarding the preparation of your income tax returns
The harsh reality: No one can escape having to declare their income and pay their taxes. But by following certain basic rules, you can reduce the amount of income tax you pay.
The basics
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There's more than one way to pay your taxes. |
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Filing your income tax returns |
Electronic solutions to produce and file your income tax returns. See how to file income tax returns. |
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Investments and taxes
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How investment income is taxed. |
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Strategies to reduce tax withholdings on income earned in Registered Retirement Income Funds (RRIFs) and Life Income Funds (LIFs). |
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The time to declare interest can differ depending on product features. |
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There are several options available to you when converting your funds to an RRIF. |
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Taxes at retirement
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Information and answers to common questions about taxes at retirement. |
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Did you know?
If your (legal or common-law) spouse's income will be lower than yours at retirement, it might be to your advantage to contribute to an RRSP of which your spouse is the beneficiary.
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 At the caisse
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Money question
Do you file your tax return by mail or online?
Suggested links
A few statistics
According to a Desjardins Group study, only 27% of Quebeckers contribute to their RRSP.