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Your business

The Desjardins Distinctive Offer includes all the products you need to make managing your business easier. And you'll save money, too.

Day-to-day transactions
  • Save up to 65% on service charges with one of 4 SimpliciD plans (in comparison to per transaction charges).

To find out more, see Plans.

  • If you make a large number of transactions, currently have savings or have taken out financing at Desjardins, you may be eligible for customized fees. Speak to a Desjardins advisor for more information.
Payment methods and financing tools1
VISA Desjardins Business Card
  • Cash back on every purchase with the Business Savings Program2.
  • Travel insurance at the rate of $3.75 per card, per month.
  • A second, separate credit limit on your card with Accord D Desjardins Business financing, available at your caisse, Desjardins Business Centre or participating merchants.

Find out more about the VISA Desjardins Business Card.

Business Freedom Solutions

Complete financing package for only $12.50 per month, including:

  • The Business Freedom Solutions Line of Credit for operating expenses.
  • The Visa Desjardins Business Card for business expenses, including an Accord D Desjardins Business credit limit and Business Savings Program.
  • A second, separate credit limit of up to $50,000 on your Business Card with Accord D Desjardins Business financing.
  • The AccèsD Affaires service to manage your account online.
  • A discount of $5.50 per month on any SimpliciD plan.

Find out more about VISA Desjardins Business Freedom Solutions.
Customer payment solutions
  • All of our solutions allow you to accept debit and credit cards for payment of your fees.

To find out more, see Merchant solutions.
Desjardins Payroll and Human Resources Services
Lighten the workload associated to government remittances, employee payroll processing, and T4, Relevé 1, T4A, Relevé 2, Sommaire T4 statements and Records of Employment.

  • $25 off fee for opening business file.
  • 50% off fee for creating employee files.
  • No charge to create files for new employees.
  • Up-to-date information about tax laws and rules.

To find out more, see Desjardins Payroll and Human Resources Services.
Life and health insurance3
  • Get a customized business insurance needs analysis by a Desjardins Financial Security Advisor4.

To find out more, see Life and health insurance for business people.

For more information
At the caisse At the caisse
Contact an advisor at a caisse.
At a Desjardins Business Centre At a Desjardins Business Centre
Contact an account manager at a Desjardins Business Centre.


  1. Subject to credit approval. Some conditions apply.
  2. The Business Saving Program allows you to get 1% cash back on every purchase made with the VISA Desjardins Business Card once purchases reach $12,000 and up to $500,000 and on all Accord D Desjardins Business financing obtained at participating merchants, up to a maximum of $4,880 per year.
  3. Offered only at caisses in Quebec.
  4. Financial security advisors are employees of Desjardins Financial Security, a financial services firm. In Ontario: life and health insurance agents.