Business professionals

Accountants, actuaries, engineers, lawyers and notaries

Benefit from exclusive advantages on several of our products with the Desjardins Distinctive Offer.

Exclusive advantages

Day-to-day transactions	Plans with distinctive discounts or free of charge depending on the balance you maintain in your account. Free certified cheques, drafts, money orders, travelers cheques and basic safety deposit box (when available). To find out more, see the Distinctive Account. VISA* Desjardins cards1 Privileged access to the VISA Desjardins Platinum card usually offered by invitation only. 50% of the annual fee in BONUSDOLLARS™ with, among others, the VISA Desjardins Odyssey GOLD™ and Modulo GOLD™ cards.2 To find out more, see VISA Desjardins credit cards.
Investments	Term investments: competitive rates based on the amount invested. Enjoy 0.30% over current rates. A first-year discount of up to 20% on fees for certain Desjardins Private Management services3. A 10% discount on fees linked to a mandate for the incorporation of your practice. Substantial benefits on Disnat transferable securities transactions: free 6-month trial period to Disnat GPS (a $175 value), no annual fees the first year when you open a registered account4 and refund of up to $100 on transfer fees for portfolios over $15,000 originating from a competing broker. To find out more, see Savings and investment.
Loans and financing5	Mortgages Reduced Variable Rate Mortgage Loan: offered at a low rate. For current rates, contact an advisor at a caisse. Fixed-rate Mortgage Loan: 1% rate discount on the 5-year term. No fees for obtaining a report from a chartered appraiser, if required by the caisse. $750 towards Quebec notary or Ontario lawyer fees. To find out more, see Mortgages. Personal loans Discount of 1.00% on personal loan rates, no matter the term. To find out more, see Personal loans. Lines of credit Personal line of credit at the Desjardins Personal Base Rate less 1.00%, or at the prime rate plus 0.50% in Ontario. Investor STRATEGIC Line of Credit6 starting at $25,0007 at the Desjardins Personal Base Rate plus 1.00%. Versatile Line of Credit8: allows you to take full advantage of your home's maximum real net value. Available to you at the prime rate plus 0.50%. To find out more, see Lines of credit.
Life and health insurance9	Benefit from the expertise of a Desjardins Financial Security Advisor10 and a range of highly specialized insurance services such as the Performance Solution and Prestige Service.11 To find out more, see Life and health insurance.

	At the caisse	Contact an advisor at a caisse.
	At a Desjardins Business Centre	Contact an account manager at a Desjardins Business Centre.

1. Subject to approval by the Desjardins Card Services credit department. Desjardins employees are not eligible for this VISA Desjardins card offer.
2. The Desjardins BONUSDOLLARS Rewards Program is available on Classic cards with the BONUSDOLLARS option, Elegance GOLD, Modulo GOLD and Odyssey GOLD cards. BONUSDOLLARS rates and accumulation vary with each card.
3. Desjardins Private Management is a trademark that represents legal entities, Desjardins Investment Management and Desjardins Trust. All services are offered by the Desjardins Trust financial planning firm with the exception of discretionary portfolio management, offered by Desjardins Investment Management, a full-service advisory firm. Some Desjardins Private Management services not available in Ontario. Speak to your advisor for more information.
4. No annual administration fees if the RRSP/LIRA market value is more than $15,000 or if the RRIF/LIF is more than $25,000.
5. Subject to credit approval. Some conditions apply.
6. Available only in Quebec.
7. Certain conditions apply.
8. For minimum financing of $150,000.
9. Available only at caisses in Quebec.
10. Financial security advisors are employees of Desjardins Financial Security, a financial services firm. In Ontario: life and health insurance agents.
11. Under certain conditions.

* VISA Int. / Fédération des caisses Desjardins du Québec, authorized user.

™ Odyssey, Modulo and BONUSDOLLARS are registered trademarks of the Fédération des caisses Desjardins du Québec.

Note: May not be combined with any other promotion. Distinctive Offer may change without notice.