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Young workers

As a new member of the workforce, you want to stretch your paycheque as far as possible! With Desjardins, you can access your money quickly and easily and also:

• plan your purchases
• save for projects
• understand why it is important to start contributing to an RRSP while you are young
• figure out what to do if you come into some money
• plan for a rainy day

Don’t hesitate to make an appointment with a Desjardins advisor online or by phone to talk about your plans.

What do you want to do?

Make a major purchase	You CAN get a new computer or appliances now, but what is the best solution for you? A loan or an in-store financing plan? See Major purchases.
Take a trip	Now that you have a new job, you can finally travel the world. Before you pack your bags, see Go on a trip. Planning ahead will just make your trip more enjoyable.
Save	Saving for the future seems like such a tedious thing to do. To find out how to set realistic savings goals and get your life on the right track, see My car.
Buy a car	For the best tips and online tools to get your show on the road , see My car
Contribute to your RRSP	Any financial planner will tell you that it is best to start contributing to a Registered Retirement Savings Plan (RRSP) as soon as you enter the workforce, even though retirement still seems a long ways off. Contributing early to your RRSP allows you not only to pay less income, but also to become a homeowner more quickly through the Home Buyers' Plan (HBP). To find out more about RRSPs, see Better understand RRSPs and Set an amount that fits your budget.
Buy a house or condo	Becoming a homeowner is a very attractive idea, but how should you go about it? For everything you need to know about buying a home, see My home.
Make your transactions online	Using AccèsD is the easiest and quickest way to access your accounts and manage your finances on a daily basis. Find out more about AccèsD Internet.
Be prepared for the unexpected	Desjardins can give you peace of mind when the unexpected happens. See All our VISA Desjardins cards to find out how you can manage unforeseen costs. To protect against the financial repercussions of an accident, see Life and health insurance.
Pay off your student loan	To find out more about pay-down strategies, interest, income taxes, as well as the AFE's Deferred Payment Plan, see Pay off your student loan.
Go back to school	Planning to go back to school and need a hand? Desjardins has many products to help. See My studies and Lifelong Learning Plan (LLP) to find the solution that suits you.
Start your business	Starting a business is a big undertaking and requires a lot of planning. Desjardins has the expertise and resources to support you. To find out more, see My business.
Manage an estate	You inherited a sizeable estate and are at a loss as to how to manage it? See What to do if you come into some unexpected money. Desjardins recommends strategies and helps you analyze your situation.
Work at Desjardins	If new challenges are right up your alley, and you are interested in a career with Desjardins, see Start a career with Desjardins. You could even do an internship as a caisse administrator. Learn about the Young Intern Officer program.
Make a difference to the planet	You are concerned about the environment and want to do your part to help save it? Desjardins is doing its share. Do yours today! To see how you can help save the Earth, see My planet.
Get involved with your cooperative	Desjardins is a large cooperative that strives to build a strong society and help people, both at home and abroad. Are you ready for the challenge? To find out more about the Desjardins difference, the advantages of cooperation and the responsibilities of committed members, see Cooperation and sustainable development.

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