Student members 18 and over (college and university level)
The solutions?
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VISA Desjardins' Accord D Desjardins - COOPSCO financing!1 Get a second credit limit, separate from your current credit limit, on your VISA Desjardins card. Purchase amounts are spread out into 36 equal monthly payments at the preferred rate of 8.9%: a discount of 4.6% off the regular rate!
To benefit from this attractive offer, you must have a VISA Desjardins card and a chequing account in a Desjardins caisse.
Desjardins offers you the option of financing your purchases with the Desjardins Student Advantage Line of Credit!2 This way you can get a higher credit limit than usual, up to $3,000.
- The line of credit interest rate is based on the Desjardins Personal Base Rate + 1.25%.
- Life insurance is mandatory.
While you're in school, you pay only the interest monthly. Once you're out of school, the line of credit is converted into a personal loan, and the principal and interest must be repaid over a period not exceeding five years. If needed, you can get a grace period of a few months before starting to make your monthly principal payments, and continue making your monthly interest payments during this time.
University students may be able to obtain additional credit limits. Some features of this offer may be different.
From a student representative
(Members and non-members)Make an appointment with a student representative.
Find contact information for a student representative at your university
At the caisse
(Members and non-members)Make an appointment with an advisor at a caisse.1. Terms and availability of VISA Desjardins Accord D Desjardins - COOPSCO financing are subject to a check of the student's credit report.
2. Terms and availability of the Desjardins Student Advantage Line of Credit are subject to a check of the student's credit report.Are you a part-time student? Obtain a credit limit increase of $1,500 with the Desjardins Student Advantage Line of Credit. All the terms of this offer apply.
