Home >  Clienteles >  Students >  Products and services >  Student loans and credit >  Student STRATEGIC Line of Credit >  Medicine, dentistry, optometry and pharmacy

Medicine, dentistry, optometry and pharmacy

Medicine, dentistry, optometry and pharmacy

Available only to Quebec students

D Capital Solution for students in medicine, dentistry, optometry and pharmacy is a package of products and services with exclusive advantages for students in these programs of study, regardless of whether they are eligible for government financial aid.

Your exclusive advantages

Student STRATEGIC account
  • No service charges (teller-assisted and Desjardins ATM transactions, direct payment, certified cheques, drafts and money orders)1
  • 100 personalized cheques free of charge every 2 years1

Find out more about the Student STRATEGIC account
Student STRATEGIC Line of Credit2
  • Sizable credit limit to meet all your needs (available gradually, as needed)
  • Low interest rate (0.5% less than the Desjardins Personal Base Rate)
  • You start repaying the principal only 6 months after you graduate
  • Directly accessible through your Student STRATEGIC Account

Find out more about the Student STRATEGIC Line of Credit
VISA* Desjardins Odyssey GOLD card3
  • Minimum credit limit of $5,000 and more privileges than any other GOLD card in Canada
  • No annual fee for the first 3 years (total value of $270)
  • Extensive travel insurance coverage4 (up to $5,000,000)
  • Free travel assistance service, 24 hours a day, 7 days a week
  • Accord D Desjardins financing (available at more than 6,000 participating retailers or at your caisse in the form of a cash advance)
  • Desjardins BONUSDOLLARS Rewards Program
  • ZERO responsibility in case of fraud

Find out more about the Desjardins VISA Odyssey GOLD card
Desjardins Auto Insurance
  • Offered by Desjardins General Insurance
  • Student rates
  • Additional discount equivalent to the tax the first year
  • Claims service available 24 hours a day, 7 days a week

Find out more about auto insurance
Line of Credit Insurance
  • Offered by Desjardins Financial Security
  • Helps you and your loved ones cope with your financial obligations if anything should happen to you
  • Covers you in the event of disability
  • Includes Superior Accirance accident coverage free of charge for the first 6 months (coverage specific to students: compensation for loss of summer employment and reimbursement of certain educational expenses in case of disability due to an accident)
  • Available at your caisse

Find out more about Line of Credit Insurance

Find out more

See the D Capital Solution FAQ.

Did you know?

If you are about to graduate and start your career, the Distinctive Offer is perfect for you.

For more information
From a student services representative From a student services representative
(Members and non-members)
Make an appointment with a student services representative.
Find contact information for the student services representative at your university.
At the caisse At the caisse
(Members and non-members)
Make an appointment with an advisor at a caisse.

1. Offered with enrolment for the Student STRATEGIC Line of Credit. Otherwise, a monthly exemption of $4 applies.
2. Subject to credit approval. Life insurance mandatory. Certain conditions apply.
3. Subject to approval of the Desjardins Card Services credit department.
4. Certain conditions and restrictions apply. For more information, see insurance policies.
* Visa Int./Fédération des caisses Desjardins du Québec, authorized user.

Note: D Capital Solution may be subject to changes without notice.

Money working for people

Les grands prix Québécois de la qualité - Grand Prix 2007