Financing methods

With Accord D financing, you can pay for your purchases in store or obtain cash advances to use as you wish.

In-store Accord D financing

Simple

• In the form of financing to purchase goods and services in various retail sectors: furniture, electronics, pool, sporting goods, renovations, dental care, etc.
• 0% financing plan available at certain participating retailers¹.
• Available directly in store.

Fast

• Takes only a few minutes with your sales representative at the store.
• Amount available on your VISA Desjardins card.

Flexible

• Flexible payment options, depending on participating retailers.
• Buy now and pay later: No credit charges or payment required during the grace period.
• Pay in equal monthly instalments: With or without credit charges.
• Buy now and pay later in equal monthly instalments after a grace period.

Find participating retailers in your area

Accord D financing in cash advances

Simple

• Financing method favourably comparable to personal loans:
• Financing your personal projects (used car, renovations, travel, consolidation of debts, etc.).
• Financing for your RRSPs (annual contribution or unused contribution room).

With Desjardins, you can take advantage of a six-month period to defer payment of the principal on your financing until you get your income tax refund (if you are eligible for such a refund).

• Interest rate as good as that on a Desjardins personal loan.
• Death and disability coverage² included for the VISA Desjardins primary accountholder only. No other form of financing offers you this advantage!

Fast

• In just a few minutes³, via your computer, the phone or with your caisse advisor.
• Amount automatically deposited into your caisse account⁴. You can then use that amount as you wish.

Flexible

• Payments in equal instalments over a 6- to 60-month period, depending on the amount required, and included in the minimum amount due on your VISA Desjardins card.
• Accessible through AccèsD Internet 24/7, or directly at your caisse.

View Accord D financing interest rates
View Accord D RRSP financing interest rates

A six-month deferred principal payment option is available for all terms. In this case, only the interest is due during the deferment period. After this period, both principal and interest are due.

	Online (Members)	AccèsD Internet users: Log on to AccèsD Follow the instructions on the appropriate page. AccèsD Internet non-users: Accord D financing: Fill out the form Accord D RRSP financing: Fill out the form
	By phone (Members)	Montreal area: 514-JACCÈSD (514-522-2373) Elsewhere in Canada and the U.S.: 1-800-CAISSES (1-800-224-7737)
	At the caisse (Members and non-members)	Make an appointment with an advisor at a caisse.
	In store (Members and non-members)	At participating retailers2

1. Certain conditions apply (details in store).
2. Insurance coverages are underwritten by Desjardins Financial Security Life Assurance Company. Certain conditions and restrictions apply.
3. During Desjardins Card Services credit department business hours.
4. Available at participating caisses only. You must be a Desjardins caisse member.