Lower your auto insurance premium
The following tips will help you be proactive in reducing your insurance premiums.
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Always drive carefully. |
An impeccable driving record is the first step towards getting the best rates possible. As a good driver, you are definitely favoured by your insurer. |
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Choose the deductible that best meets your needs. |
By increasing the amount of the deductible you would pay in case of a claim, you automatically reduce your premiums. Of course, this is only to your advantage if you are able to cover the higher deductible if something happens. |
Opt for a "combo."
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By purchasing your car and home insurance with the same insurer, you get a nice rebate. At Desjardins General Insurance, a double contract gives you a 5% savings on your home insurance premiums1 and you also benefit from certain additional coverage free of charge with your car insurance. It's an advantage that is well worth it! |
Remember that your car insurance premiums are based on many things, including the kind of car you drive. |
For example, you will pay considerably more in premiums to insure a 2005 Acura RSX than for the same coverage on a 1999 Toyota Tercel. One more reason to call a qualified insurance agent if you are thinking of buying or leasing a vehicle! |
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If you sometimes borrow a friend's car
You can sometimes add additional coverage to your car insurance contract. For a slight surcharge, you will be protected if you borrow a friend's car1.
Did you know?
To encourage drivers to reduce their environmental footprint, Desjardins General Insurance Group offers a special insurance policy for hybrid vehicles that has a 10% reduction in premiums. This is one of the many ways Desjardins helps promote sustainable development.
To find out more, read the article on Sustainable Development-Friendly Action (PDF format, 266 KB)
1 Some restrictions apply.
