In tune with your finances

Practical advice about savings, managing your finances, credit, insurance, taxes Taxes: A fee charged by the government on your income or on products you buy. Taxes finance government expenditures like public goods and services. , service charges and buying a home.

The key to sound financial management: making a budget	The best habit to get into to keep your finances in shape is making a budget Budget: Complete list of all the estimated spending and income of a business or an individual. . Our tips will make budget management easy and help you establish realistic financial goals.
Save? You can do it!	Are you having trouble putting money aside? Changing some habits can make all the difference. Learn methods to make your money grow that suit your personality and needs.
Credit: a useful tool	Credit is a handy payment tool, but it must be used wisely. Learn how to be careful when taking out a loan Loan: Amount of money lent for a predetermined period of time. .
Are you job hunting?	See our advice on how to search for employment.
Join the workforce and begin planning your retirement	How and why you should save for retirement.
How to reduce your income taxes	Here are some tips to help you pay the least taxes possible.
Me, contribute to an RRSP?	Learn to better understand RRSP RRSP: (Registered Retirement Savings Plan) Savings method that allows you to put savings in tax-sheltered investments during your active life to supplement your income when you retire. Your RRSP savings will not be taxed until you withdraw them. s so you can build up your own as effectively as possible.
How to reduce your service charges	Some regular transactions are subject to service charges Service charges: Fees you pay for using the services of your financial institution. Synonym : user fees, transaction fees.   that are withdrawn automatically from your account on the last business day of the month. Learn how to reduce your service charges.
What are the advantages of insurance for young people?	Desjardins General Insurance can offer you the best coverage and discounts for your situation.
Becoming a property owner: an important phase of your life	Desjardins can help you prepare to buy a home.
Are you familiar with Fondation Desjardins?	Fondation Desjardins gives young people age 18 to 30 bursaries to help them go back to school, improve their job prospects or even launch a small business.
Did you know that Desjardins is a financial services cooperative?	Discover the benefits of being a member of a financial services cooperative like Desjardins.