Why purchase travel insurance?

According to a recent poll¹, 45% of Canadians who have traveled to the U.S. for a leisure trip in the past 3 years say they never (36%) or rarely (9%) purchase travel insurance. As well, nearly 28% believe that their medical expenses would be totally covered if they were to have a medical emergency in the U.S.

2 trips. 2 accidents. 1 Travel Insurance.
While on vacation in the U.S., an 18-year-old woman suffered a heatstroke. Her condition required that she be transported by ambulance and get medical attention. Result: Travel Insurance reimbursed her almost $400.

Another young woman of about the same age was also visiting the U.S. She fell off her bike and fractured her wrist. Result: Travel Insurance reimbursed her nearly $1,500 for a medical consultation, various types of treatment and medecine.

Should you need medical care outside of your home province, your provincial health insurance plan will reimburse a portion of your medical and paramedical fees, but only for emergency medical or paramedical care received after a sudden illness or accident. Personal travel insurance will help you pay for the expenses not covered under your provincial health insurance plan.

Find out more about Travel Insurance