I'm young, why do I need accident insurance?

Compensation for the loss of a summer job

Do you play sports or do outdoors activities? No matter how careful you are, if you're involved in sports, you could get seriously injured in the blink of an eye.

Accirance, Personal Accident Insurance

If, because of an unfortunate accident, you become totally disabled during the summer vacation, Accirance could pay you a monthly benefit Benefit: Amount paid to a person under the coverage of an insurance policy to compensate for what he or she has lost.   to compensate for the loss of your summer employment.

The maximum benefit is $650¹ a month.

"Totally disabled" means that you are in a state of incapacity which totally prevents you from performing any gainful employment. This incapacity must be the result of an accident that occurred during the school year preceding the employment in question. You also should be under the continuous care of a physician throughout the total disability period.

You also have to be age 17 to 24.

Find out more about Accirance, Personal Accident Insurance

1. As mentioned in the AC-05 Distribution Guide.