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Bright ideas for budgeting

	Length: 1 min 45 s

Text transcript

Is red the new black? Or is black the new black? What about leopard print? Kim certainly has a lot of shoes to choose from. Best of all, she has the option to choose now that she’s saved money by making a budget.

"Why should I make a budget?" Kim used to think. "I’m no accountant!" But when she realized that by month’s end her purse was thinner than a runway model, she finally took the leap and she doesn’t regret it!

To start, Kim saved all her receipts for 30 days. Now she knows exactly how much she spends in a month!

Kim then got together with her Desjardins advisor who helped her with a few bright ideas for saving money:

1. Splitting expenses with her roommate.
2. Keeping watch for good deals and second-hand steals.
3. Reducing her service charges by choosing a plan and using Desjardins ATMs.
4. Banking online with AccèsD. Kim now schedules her rent payments ahead of time with money transfers. No more cheques or late payments!
5. Saving up for a special treat! By transferring $20 a week to her savings account using automatic deposits, Kim will have over $1,000 at the end of the year to treat herself to something fun!

Earrings? Or a necklace? In silver or gold? Maybe a bracelet? Bring on the bling!

With the money Kim saves by making a budget, she can afford a little luxury from time to time, without breaking the bank!

To find out how to make a budget, visit desjardins.com/makeabudget.