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D Capital Solution – Actuarial studies, law, engineering and pharmacology

Actuaries, accountants, lawyers, notaries, engineers, pharmacologists

D Capital Solution for students in actuarial studies, law, engineering and pharmacology is a package of products and services with exclusive advantages for students in these programs of study, regardless of whether they are eligible for government financial aid.

Your exclusive advantages

Student STRATEGIC account
  • No service charges (teller-assisted and Desjardins ATM transactions, direct payment, certified cheques, drafts and money orders)1
  • 100 personalized cheques free of charge every 2 years1

Find out more

See Student STRATEGIC account.
Student STRATEGIC Line of Credit2
  • Sizable credit limit to meet all your needs (available gradually, as needed)
  • Competitive interest rate while you are studying full-time
  • You start repaying the principal only 6 months after you graduate
  • Directly accessible through your Student STRATEGIC Account

Find out more

See Student STRATEGIC Line of Credit.
VISA* Desjardins Odyssey GOLD card3
  • Minimum credit limit of $5,000 and more privileges than any other GOLD card in Canada
  • No annual fee for the first 2 years (total value of $220)
  • Comprehensive travel insurance coverage4 for up to 48 consecutive days (up to $5,000,000)
  • Free travel assistance service, 24 hours a day, 7 days a week
  • Accord D Desjardins financing (available at more than 6,500 participating retailers or at your caisse in the form of a cash advance)
  • Desjardins BONUSDOLLARS Rewards Program
  • ZERO liability in the event of fraud
  • PayWave contactless payment technology: quickly pay for purchases under $50 by waving your VISA card in front of a secure reader.

Find out more

See Desjardins VISA Odyssey GOLD card.
SocieTerra Portfolios
SocieTerra Portfolios from Desjardins Funds5, a turnkey investment solution that focuses on companies that are carefully selected for their social responsibility and environmental policies.

Exclusive student offer:

  • periodic investments of $25 minimum per instalment for an annual total of $500 or more

Find out more

Find out more about SocieTerra Portfolios.
Desjardins home insurance
Offered only in Quebec by Desjardins General Insurance6.

Think insuring your apartment is too expensive? For less than $0.75 a day you can insure your home and save yourself all kinds of worries.

Get a quote designed especially for tenants:

If your parents are insured at Desjardins General Insurance7, you may be covered by their home insurance at no additional cost.

Find out more

See Home insurance.
Desjardins auto insurance
Offered only in Quebec by Desjardins General Insurance.

Desjardins General Insurance offers coverage and savings tailored to individual needs.

  • Young Drivers: Save up to 20% if you are under 25.
  • Green Savings: Save 10% if you drive a fuel-efficient vehicle.
  • Zero Violations8: Save 10% if you have committed no Highway Safety Code traffic violations in the last 3 years.

Discover all our made-to-measure savings.

Exclusive offer for D Capital students:

  • Additional discount equivalent to the automobile insurance tax the first year.

Find out more

See Auto insurance.
Line of Credit Insurance
  • Offered by Desjardins Financial Security
  • Helps you and your loved ones cope with your financial obligations if anything should happen to you
  • Covers you in the event of disability
  • Includes Superior Accirance accident coverage free of charge for the first 6 months (coverage specific to students: compensation for loss of summer employment and reimbursement of certain educational expenses in case of disability due to an accident)
  • Available at your caisse

Find out more

See Line of Credit Insurance.

Find out more

See the D Capital Solution FAQ.

Did you know?

If you are about to graduate and start your career, the Distinctive Offer for professionals is perfect for you.

For more information
From a student services representative From a youth clientele representative
Make an appointment with a youth clientele representative.
Find contact information for the youth clientele representative at your university.
At the caisse At the caisse
Make an appointment with an advisor at a caisse.

1. Offered with enrolment for the Student STRATEGIC Line of Credit. Otherwise, an unlimited transaction plan is available to full-time students aged 18 to 25 for only $2.95 per month.
2. Subject to credit approval. Life insurance mandatory. Certain conditions apply.
3. Subject to approval of the Desjardins Card Services credit department.
4. Certain conditions and restrictions apply. For more information, see insurance policies.
5. Desjardins Funds are offered by mutual fund representatives of Desjardins Financial Services Firm Inc, a Desjardins Group company. Desjardins Funds are not guaranteed, their values change frequently and past performance is not indicative of future returns. An investment in a mutual fund and use of an asset allocation service can result in brokerage commissions, trailing commissions, management fees and other costs. Please read the prospectus before investing.
6. Desjardins General Insurance refers to Desjardins General Insurance Inc.
7. Some conditions apply.
8. Parking tickets are not taken into account when granting the Zero Violations discount.
* Visa Int./Fédération des caisses Desjardins du Québec, authorized user.

Note: D Capital Solution may be subject to changes without notice.

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