Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]

HomeWho are you?StudentsProducts and servicesLoans and credit >  An offer to COOPSCO members

An offer to COOPSCO members

Offered in Quebec only.

You’re a member of both Desjardins and COOPSCO? There's a special offer just for you.

Financing for the purchase of a computer
VISA Desjardins cards

Financing for the purchase of a computer

Would you like to purchase a new computer without emptying your savings account?

This offer is meant for you. Simply visit your educational institution's COOPSCO store to take advantage of it.

Option 1 - VISA Desjardins's Accord D Desjardins-COOPSCO financing1 (for members 18 and over only)

Get a second credit limit, separate from your current credit limit, on your VISA Desjardins card. Purchase amounts are spread out into 36 equal monthly payments at the preferred rate of 8.9%: a discount of 4.6% off the regular rate!

To benefit from this attractive offer, you must have a VISA Desjardins card and a chequing account in a Desjardins caisse.

Apply for a credit card

Option 2 - Desjardins Student Advantage Line of Credit2

You can get a credit limit up to $3,000, which is higher than the usual limit.

  • The line of credit interest rate is based on the Desjardins Personal Base Rate + 1.25%.
  • Life insurance is mandatory.

While you're in school, you pay only the interest monthly. Once you're out of school, the line of credit is converted into a personal loan, and the principal and interest must be repaid over a period not exceeding 5 years. If needed, you can get a grace period of a few months before starting to make your monthly principal payments and continue making your monthly interest payments during this time.

University students may be able to obtain additional credit limits. Some features of this offer may be different.

VISA Desjardins cards

Want to get a VISA Desjardins card? Choose one of our 2 star products, an excellent way to establish a credit rating and start building a good financial reputation!

VISA Desjardins card FOR STUDENTS ONLY

Benefit from the convenience of a VISA card that is accepted worldwide, with no annual fee and a reduced interest rate.

Find out more about the VISA Desjardins card FOR STUDENTS ONLY.

Affinity cards

If you're enrolled in one of the educational institutions in which VISA Desjardins offers an affinity card program, there's a special offer just for you.
View the list of educational institutions and discover the advantages of these cards.

Find out more

To find out more about the COOPSCO offer, visit your educational institution's COOPSCO store or the COOPSCO Website (in French only).

For more information
From a student services representative From a youth clientele representative
Make an appointment with a youth clientele representative.
Find contact information for the youth clientele representative at your university.
At the caisse At the caisse
Make an appointment with an advisor at a caisse.

COOPSCO

  1. Terms and availability of VISA Desjardins Accord D Desjardins – COOPSCO financing are subject to a check of the student's credit report.
  2. Terms and availability of the Desjardins Student Advantage Line of Credit are subject to a check of the student’s credit report.

Are you a part-time student? Obtain a credit limit increase of $1,500 with the Desjardins Student Advantage Line of Credit. All the terms of this offer apply.

Suggested links