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d.plan for Students

Are you in trade school, college or university? Desjardins has a range of products adapted to your needs to make your life easier: the d.plan for Students!

You can get the d.plan for Students either:

as a turnkey package of products that complement one another
à la carte, one product or more, depending on your needs

Savings products

Product	Features
Desjardins Youth Profit Account	Unlimited number of regular transactions free for users under age 18. Plan with unlimited transactions for only $2.95 a month (an $11 savings on The Premier plan) for users aged 18 to 21 inclusively and full-time college and university students aged 22 to 25 inclusively. Find out more See Desjardins Youth Profit Account.
Desjardins Student Savings Account	Term savings method exclusively for students. Good interest rate and flexibility. Ideal to help you save for something special. You can make a lump-sum deposit (all at once) or regular instalments (weekly, every 2 weeks or monthly). Even a few dollars every week or month end up as substantial savings! Find out more See Desjardins Student Savings Accounts.
SocieTerra Portfolios	SocieTerra Portfolios from Desjardins Funds¹, a turnkey investment solution that focuses on companies that are carefully selected for their social responsibility and environmental policies. Exclusive student offer: periodic investments of $25 minimum per instalment for an annual total of $500 or more Find out more Find out more about SocieTerra Portfolios.

Credit products

Product	Features
Student Advantage Line of Credit	Good source of financing, adapted to student needs. Perfect for school-related expenses (e.g.: computer equipment). Main features: Attractive interest rate. During your full-time studies, you pay only the interest on the amount you use. You start repaying the principal only once you graduate. Find out more See Student Advantage Line of Credit.
VISA Desjardins FOR STUDENTS ONLY card	Indispensable for making reservations, unexpected expenses, online shopping and regular purchases anywhere in the world. Used carefully, it’s an excellent way to build a good credit report. It has no annual fee, and many benefits: The My Look personalization service to create your own card design. Upload your favourite image or select one from the image gallery. Choice of 2 non-personalized, limited edition designs. Cell Phone Insurance at no charge, in the event of loss or theft. The VISA Desjardins à la carte Ticket Service, for the best possible seats 3-Day Travel Insurance PayWave contactless payment technology: quickly pay for purchases under $50 by waving your VISA card in front of a secure reader. Payment Reminder sends you e-mail alerts to remind you to pay your bill on time to avoid interest charges. Find out more See VISA Desjardins FOR STUDENTS ONLY card.
Scholarships and bursaries	Awarded by Fondation Desjardins, which is dedicated to providing financial support to young people throughout Quebec and Ontario who are starting or continuing: university studies a professional training or labour market access program enterprise development Find out more See Fondation Desjardins bursaries.

Insurance products

Product	Features
Desjardins home insurance	Offered only in Quebec by Desjardins General Insurance². Think insuring your apartment is too expensive? For less than $0.75 a day you can insure your home and save yourself all kinds of worries. Get a quote designed especially for tenants: DesjardinsGeneralInsurance.com/tenant On your iPhone: fortenants.mobi If your parents are insured at Desjardins General Insurance³, you may be covered by their home insurance at no additional cost. Find out more See Home insurance.
Desjardins auto insurance	Offered only in Quebec by Desjardins General Insurance. Desjardins General Insurance offers coverage and savings tailored to individual needs. Young Drivers: Save up to 20% if you are under 25. Green Savings: Save 10% if you drive a fuel-efficient vehicle. Zero Violations⁴: Save 10% if you have committed no Highway Safety Code traffic violations in the last 3 years. Discover all our made-to-measure savings. Find out more See Auto insurance.




	From a youth clientele representative	Find contact information for the youth clientele representative at your university


	At the caisse	Make an appointment with an advisor at a caisse.