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How to choose your investments

With the help of an advisor at your Desjardins caisse, begin with this effective approach to investing:

1. Establish your investment objectives	Think about the projects you've planned for your investments, then decide when you want to launch these projects and the amount of money you'll need.
2. Determine your investor profile	Your investment Investment: Amount of money invested to generate profit.   strategy should be devised on the basis of your investor profile Investor profile: Personality or type of investor (e.g., prudent, ambitious) determined by an individual's circumstances and risk tolerance. . Your personality will determine whether you are comfortable with more volatile investments, or with those where the capital Capital: Amount of money that you have available to spend or invest.   is guaranteed. Discover your investor profile.
3. Balance your assets by combining 3 investment categories	It's a good idea to balance your investment portfolio by combining 3 major investment categories: liquid assets Liquid assets: Money immediately accessible or assets that can be quickly and easily converted to cash. , fixed-income securities Fixed-interest security: Type of investment for which the rate of return is known in advance.   and growth stocks Growth stock: Type of investment that is expected to gain value quickly, but for which there is no guaranteed rate of return. . In the stock market Stock market: System in which investments such as company stocks and securities are traded through capital markets (e.g., New York Stock Exchange). , it's also important to spread your investment among several sectors and geographic regions. Remember the saying: never put all your eggs in one basket! Find out more about investment categories.
4. Choose the financial products that suit you	You can also choose investments that reflect your personal values. For example, you can opt for ethical or environmentally-friendly stocks, or purchase shares in companies involved in health research and development. You can also avoid investing in companies whose practices run counter to your values. Find out more about socially-responsible investments.

	At the caisse	Contact an advisor at a caisse.