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Advantages of investing

Purchasing investment funds Investment fund: Fund in which investors with similar goals pool their money together. This money is invested by professionals who manage the fund.   is a good idea for most investors.

Accessibility

• Investing in the stock market becomes feasible, even for beginner investors.
• Accessing the money markets is made easy for you. It's far simpler to purchase foreign stocks through your caisse than to negotiate trades on the floor of the Tokyo or Paris exchange.
• You can invest by instalments with payments as low as $25 a month. Or make an initial investment Investment: Amount of money invested to generate profit.   – usually $500 – and continue investing by instalments.

Expertise

• Investment funds are managed by professionals who track stock market fluctuations daily. You may choose a fund on the basis of your own investment needs. Desjardins Funds, for example, are managed by 10 nationally and internationally renowned partners whose management philosophy is based on the balance between risk tolerance and desired return Return: Amount of interest or dividends received from an investment in a given period of time. .
• Often, the return may be higher than what you would earn with traditional savings methods. Diversification Diversification: Investment strategy that decreases the risks of investing by dividing the funds into a variety of investment vehicles.   reduces the risk, and by the same token, improves profit opportunities.
• Some investment solutions, such as the Desjardins Funds Diapason Program, allow you to choose from a range of pre-established portfolios, making investing even easier!

Choice

• From the 4,000 or so funds offered to Canadian investors, you'll find the ones that best suit your investor profile Investor profile: Personality or type of investor (e.g., prudent, ambitious) determined by an individual's circumstances and risk tolerance. .
• A portfolio comprised of investment funds is generally more balanced and diversified. Even though you only hold shares in a single fund, the investment you make in it is already more diversified than a direct market investment.

Simplicity

• You'll receive detailed information about fund returns on a regular basis.
• There is no time limit imposed and you may sell your shares at any time.

Maximize these advantages by following these simple guidelines

• Choose reliable and well-known specialists to manage your investment.
• Prioritize diversity in your portfolio composition.
• Decide ahead of time how secure and accessible you want your investments to be.
• Make regular contributions to your investment fund. This makes your savings grow at a faster rate.