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All about investments

Investing means setting aside an amount of money and letting it grow. The basic capital Capital: Amount of money that you have available to spend or invest.   may earn interest, dividends Dividends: Part of the earnings of a company that is paid to its shareholders, who receive an amount in proportion with the number of shares they hold.   or capital gains Capital gains: Profit from the sale of capital assets (i.e., long-term assets such as stocks, bonds, land or businesses). , thereby helping it to increase.

Many investment vehicles Investment vehicle: Any financial product (RRSP, term savings, investment fund, etc.) that allows you to invest an amount of money and make it grow.   pay a higher potential return Return: Amount of interest or dividends received from an investment in a given period of time.   than traditional savings accounts, but the associated risks are often also greater. Meet with an advisor at your caisse to evaluate the best strategy for your situation.

 

Our investment advice

What is an investment fund?	Find out what different types of funds exist, why you should determine your investor profile Investor profile: Personality or type of investor (e.g., prudent, ambitious) determined by an individual's circumstances and risk tolerance.   and find useful links for learning more.
When it comes to investing, time is money	See an example of how you can make time work for you.
Types of investments	A description of each of the different investment vehicles offered by Desjardins.
Advantages of investing	Why acquiring investment funds is profitable to most investors.
How to choose your investments	A simple procedure to follow to set up a personal investment strategy with the help of a caisse advisor.

Are you a cautious or very risk-tolerant investor? It's important to determine your investor profile before you invest.