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A bit of a daredevil, are you?

Winter sports also have their share of dangers. Think of downhill skiing, snowboarding and even snowmobiling! Accidents can happen quite suddenly, and their end result can run from trivial injuries to very serious ones. Have you thought about getting accident insurance?

What is accident insurance?

Accirance, Personal Accident Insurance provides a lump-sum benefit Benefit: Amount paid to a person under the coverage of an insurance policy to compensate for what he or she has lost.   and helps you pay for some accident-related expenses: e.g., ambulance costs, wheelchair rental or re-adaptation of your home.

Moreover, if you are still in school, Accirance pays for the cost of private courses, school transportation and retraining if you become totally disabled following an accident (you have to be under age 25).

An accident might also happen to you: a real life case

A boy had gone snowmobiling with a family member and severely froze both his feet. He was taken to the local hospital where his condition was diagnosed as critical and amputation was the likely outcome. He was immediately sent to a children's hospital.

Accirance paid for:

• ambulance transportation to the hospital
• hospitalization expenses in a private room for approximately 30 days ($55 a day)
• the rental of a wheelchair, crutches and a cane
• the purchase of artificial limbs and medicine
• physiotherapy treatment
• tutoring to make up for missed school