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Why choose a school caisse?

Technical aspects

• No service charges
• No minimum deposit required
• Interest calculated daily and paid monthly
• Higher interest rates than a regular account
• Deposits made at school
• Withdrawals made only at a Desjardins caisse
• With passbook or statement of account
  (depending on caisse offer)
• Child is the account holder, in charge of the account
  (unless otherwise specified or instructed by the parents)
• No inter-Caisse access
• No chequing privileges

Objectives and advantages

• Introduces young people to saving in association with the school and the parents.
• Instils basic notions about saving, thriftiness and cooperation.
• Kindles individual and collective entrepreneurial spirit.
• Enhances the child's autonomy and sense of responsibility.
• Is adaptable to the school's needs.
• Is in line with school programs that teach youngsters to be informed consumers.

Educational objectives

Teaching young people to understand about...

• Money and its different values
• The nature, advantages and constraints of saving on a systematic basis
• The notion of cooperation
• The notion of budgeting

Socializing as a means of developing...

• One's ability to work as part of a team
• Cooperative values and approaches

Teaching how to learn?

• Various methods for saving effectively
• Various techniques for working as part of a team