For the globe-trotter in you

Desjardins is there for you, even when you’re travelling!
Your anti-headache shield
How much does it cost?
All you've got to do is choose!
How do I get the insurance I need?

Desjardins is there for you, even when you’re travelling!

Planning a trip soon? Whether it's your first or your tenth, it's always smart to plan ahead!

Before you leave, ask your caisse about

• whether you can use your Desjardins Access Card to access your account in the countries you're planning to visit.
• traveler's cheques: They're easy to replace if stolen so long as you note the numbers of all the cheques and keep them in a safe place.
• foreign currency and the available denominations.
• travel insurance, emergency protection you can't do without.

Your anti-headache shield

Travel insurance is a must for avoiding problems when you travel.

Benefits:

• Health and accident coverage that protects you when you're out of the province
• Worldwide travel assistance available 24 hours a day, 7 days a week, in your language

How much does it cost?

The cost of insurance is called a "premium". Your premium is based on your age, the length of your trip, and the type of coverage you choose.

If you travel with your parents, the family premium is equal to the individual premiums of the two oldest people in the group–you could save quite a bit!

All you've got to do is choose!

Desjardins offers various coverage options to fit your needs:

Coverage

• Emergency Health Care coverage

It covers emergency care provided outside your province of residence, for up to $5 million. It also covers transportation or repatriation expenses incurred for medical reasons or subsequent to a death.

• Emergency Return Trip coverage

In an emergency, it covers your transportation expenses to return to your province of residence and to continue the trip.

• Accidental coverage

This coverage pays benefits Benefit: Amount paid to a person under the coverage of an insurance policy to compensate for what he or she has lost.   to your estate (generally, to your parents) in case of dismemberment or death under any circumstances during your trip or during the carriage by air.

• Baggage coverage

This coverage pays you benefits if your baggage is stolen or damaged. It also covers the replacement of your passport, visa, driver's licence or birth certificate. If your baggage is delayed, you could receive benefits to cover the essentials until it arrives.

• Trip Cancellation coverage

You may be forced to cancel your trip at the last minute due to circumstances beyond your control. With this insurance, all the costs you paid in advance will be reimbursed to you.

Package

A package includes one or more types of coverage. Depending on your needs, you can choose from:

• Multicoverage

This is the most comprehensive package. It includes Emergency Health Care coverage, Accident coverage and Baggage coverage.

• Frequent Travel Package

This insurance includes Emergency Health Care coverage and covers all out-of-province trips of 23 days or less you make in the course of a year.

How do I get the insurance I need?

To choose the travel insurance that's right for your needs, talk to a parent (or guardian) or ask an advisor at your caisse.