Accès D Great Outdoors contest

Contest rules

Contest description and duration

1. The Accès D Great Outdoors contest is organized by the Fédération des caisses Desjardins du Québec (hereinafter the "Fédération") and runs from 12:01 a.m. (EDT) on Sunday, April 20, 2008 to 11:59 p.m. (EDT) on Saturday, June 28, 2008.

Eligibility

2. The contest is open exclusively to Canadian residents who are members of a caisse Desjardins du Québec, caisse populaire de la Fédération des caisses populaires de l'Ontario Inc. or Desjardins Credit Union Inc. (hereinafter called "members"). Are not eligible:

   1. The following employees of the Fédération des caisses Desjardins du Québec and persons residing with them:
      • managerial staff of the Fédération des caisses Desjardins du Québec;
      • employees of the Business Projects Department in the Financial Services Division;
      • employees of the Marketing department;
      • employees of the Internet Solutions Evolution and Operations Department;
      • employees of the Management Information Department;
      • employees of the Direct Marketing team;
   2. managerial staff of Desjardins Group entities, subsidiaries or components and persons residing with them;
   3. managerial staff of Desjardins caisses, caisses populaires de l'Ontario and Desjardins Credit Union and persons residing with them;
   4. employees, administrators and managers of Lg2 persons residing with them;
   5. employees, administrators and managers of Mountain Equipment Co-op and persons residing with them.

How to enter

3. No entry form is required. To enter, members must make one of the following transactions on AccèsD or AccèsD Affaires:

   on AccèsD
   • pay a bill
   • make a money transfer (online on Accès D only)
   • make a payment to your line of credit
   • open a non-RRSP term savings account (online on Accès D only)*
   • transfer funds between accounts
   • make an inter-institution transfer (online only)*
   • register for monthly online statements of account (online on Accès D only)
   • sign up for AccèsD Telephone or Internet
   on AccèsD Affaires**
   • pay a government remittance (online on Accès D Affaires only)*
   • pay a Can-Act government remittance (online on Accès D Affaires only)
   • pay a bill
   • transfer funds between accounts
   • make an inter-currency transfer (online on Accès D Affaires only)
   • Make an international funds transfer (online on Accès D Affaires only)
   • register for monthly online statements of account (online on Accès D Affaires only)
   • register for AccèsD Affaires

By making one of these transactions, members are automatically entered in the contest. Subject to the limit described in paragraph 4: contestants receive one chance of winning per transaction or operation made during the contest period. Only signing up for AccèsD or AccèsD Affaires automatically gives contestants five (5) chances to win. As per the table in paragraph 8, contest entries are valid only for the drawing held for that week. Entries are not cumulative.

* These transactions are not available to members of Desjardins Credit Union.
** Transactions made on AccèsD Affaires by Caisse centrale Desjardins members are not eligible.

4. Limit of ten (10) entries per person per day, regardless of entry methods used. One member can only win one time.

5. Contestants must be the owners of the account from which transactions are made. If the account is jointly held, contestant is the account owner who makes the transaction. If the account belongs to a business registered for AccèsD Affaires, the contestant is the business or primary administrator who is designated as the holder of the e-commerce account in which the transaction is made.

6. No purchase is required. To enter without making a transaction, eligible members may send their name, complete address, telephone number, name of their caisse or branch, and an essay of approximately 50 words , written legibly by hand, on "What are the environmental advantages of AccèsD or AccèsD Affaires?" in a stamped envelope to:
   Accès D Great Outdoors contest,
   Marketing Department, (3^e étage Est)
   100 des Commandeurs,
   Lévis (Québec) G6V 7N5
   
   Copies will not be accepted. Only one entry per stamped envelope. Entries are only valid for the drawing of the week in which they are received. Entries are not cumulative. Letters must be postmarked before June 28, 2008 and sent to the address above. Entries received after that time will be invalid. These entries are subject to the same conditions as those that apply to other entries.

Prizes

7. Ten (10) prizes are offered. Each prize is $2,000 to spend at Mountain Equipment Co-op (4 gift cards of $500 each). The gift cards have no expiry date and can be used at Mountain Equipment Co-op stores in Canada or online or by phone. As the gift cards are used, they will be debited until $0 remains on the cards. Since Mountain Equipment Co-op is a cooperative, winners will receive a free membership card and will have to fill out a membership form so MEC can send them a card.

8. Winners will be selected in a random computer draw, which will be held at 11:00 a.m., in the presence of witnesses in the offices of the Fédération des caisses Desjardins du Québec in Lévis according to the following schedule:

   	Entry date	Drawing date
   Week 1	April 20 to 26	April 30
   Week 2	April 27 to May 3	May 7
   Week 3	May 4 to May 10	May 14
   Week 4	May 11 to May 17	May 21
   Week 5	May 18 to May 24	May 28
   Week 6	May 25 to May 31	June 4
   Week 7	May 1 to June 7	June 11
   Week 8	May 8 to June 14	June 18
   Week 9	May 15 to June 21	June 26
   Week 10	May 22 to June 28	July 4

9. The odds of a member's name being drawn will depend on the number of eligible contestants who meet contest requirements.

General conditions

10. To be declared a winner, the randomly selected contestants must meet the following conditions:

    1. be reached by contest organizers within ten days following the draw date;
    2. confirm that they meet the eligibility requirements and other conditions of these contest rules;
    3. correctly answer a mathematical skill-testing question without help during an telephone conversation.
    4. sign the declaration and waiver of responsibility form (the "Declaration form") that will be forwarded to them by the contest organizers by mail, fax or e-mail and return it to the contest organizers within fifteen (15) days following receipt.

    Failure to meet the above-mentioned conditions or any other condition herein, the selected persons will be disqualified and another draw will be held in keeping with these contest rules, until other contestants are selected and declared the winners.

11. Within fifteen (15) days of receiving the signed Declaration form, contest organizers will forward a letter to the winners informing them on how to take possession of their prize. Refusal to accept the prize by the persons selected releases contest organizers from any and all obligations regarding the awarding of the prizes. In this case and at their only discretion, contest organizers may hold a new draw as described in the previous section.

12. By accepting the prize, the winners agree to abide by these rules and the decisions of the Fédération, who is conducting the contest, and whose decisions are final and not subject to appeal.

13. If a winner is a minor and lives in Quebec, the prize may only be claimed with written consent of one of his parents or guardians, who must confirm the contestant's age and compliance with these rules, and release the Fédération des caisses Desjardins du Québec, the Fédération des caisses populaires de l'Ontario Inc. and their caisses and subsidiaries from any liability with respect to damages or losses arising from participation in the contest, the awarding of a prize, its quality, any damages which may occur in transit or its use.

14. If a winner resides in Ontario, his prize may only be claimed by a parent with whom he resides or by a person who has lawful custody of the winner. In writing, one of these individuals will confirm the age of the contestant, compliance with these rules, receive the prize, and release the Fédération des caisses Desjardins du Québec, the Fédération des caisses populaires de l'Ontario Inc. and their caisses and subsidiaries from any liability with respect to damages or losses arising from participation in the contest, the awarding of a prize, its quality, any damages which may occur in transit or its use.

15. Prizes must be accepted as described in the present contest rules and cannot be transferred, substituted for another prize or exchanged in whole or in part for cash, except as provided in the section below.

16. In the event that the contest organizers cannot award the prizes (or a portion of the prizes) as described in these contest rules, they reserve their right to award like prizes (or a portion of the prizes) of equivalent value, or at their sole discretion, the prize cash value as indicated herein, or as the case may be, the portion of prize value.

17. Each person selected releases the Fédération and the persons on behalf of whom the contest is held from any liability in terms of any loss or damage that could arise from accepting and using their prize. To be declared a winner and prior to the awarding of the prize, the selected persons agree to sign a declaration to this effect appearing in the Declaration form. Any guests accompanying the winner on the trip will also be required to sign this declaration in the Declaration form; otherwise they cannot go on the trip. If any guest is a minor, an adult parent or legal guardian will be required to sign the Declaration form in his or her name.

18. Selected persons recognize that upon receipt of a letter confirming their prize, the execution of the obligations related to the prize becomes the entire and exclusive responsibility of the various suppliers of products and services. In order to be declared a winner and prior to the awarding of the prize, the selected persons agree to sign a declaration to this effect appearing in the Declaration form. Adult guests (or parents or legal guardians) will also be required to sign this declaration in the Declaration form; otherwise they cannot go on the trip.

19. The Fédération reserves the right, at its sole discretion, to terminate this contest should circumstances beyond its control should prevent it from continuing. It shall not be held liable in such an event.

20. The Fédération and the persons on behalf of whom the contest is held shall accept no liability whatsoever for missing, lost or late entries or for any postal service-related problem, of for any breakdown of the Web site for the duration of the contest, including any damage to a contestant's computer.

21. The Fédération and the persons on behalf of whom the contest is held shall accept no liability whatsoever in any event where their inability to act is the result of an event or circumstance that is beyond their control, or of a strike, lockout or any other labour dispute in their establishments or firms whose offices are used to hold this contest.

22. By accepting the prizes, winners authorize the Fédération des caisses Desjardins du Québec, the Fédération des caisses populaires de l'Ontario inc. as well as their member caisses, subsidiaries and Desjardins Credit Union to their name, address, photo, image, voice and declaration regarding the prize for promotional purposes, without additional compensation.

23. Personal information obtained from contestants will be used only to administer the contest. No advertising communication or other type of communications unrelated to this contest will be sent to contestants unless the participants have expressly authorized Desjardins to do so on their entry form.

24. The French version of the rules is available on www.desjardins.com/merci and the English version of the rules on www.desjardins.com/thankyou.

25. Should the French or English version of these contest rules differs, the French version shall prevail.

26. The contest is subject to all applicable laws.

N.B.: The masculine gender has been used throughout this document for the sole purpose of brevity; it is not, in any way, intended to be discriminatory.