Caisses Desjardins du Québec and Caisses populaires de l'Ontario [Change site]
Click to see what you can do with a Versatile Line of Credit!
Mortgages
Based on your projects, budget and borrowing profile, several Desjardins mortgages are available to you. Desjardins advisors and mortgage representatives will help you select the loans that suit your needs and tell you more about the advantages, interest rates and how to pay down your mortgage faster.Find out more
See the Our mortgages section.
See the mortgage rates.
See the Preauthorized Mortgage page.
See the Desjardins Home Buyers' Guide (PDF, 3.3 MB).
Versatile Line of Credit
Mortgage-secured line of credit that lets you finance your home, carry out projects and manage your loans and credit at an attractive rate by diversifying your payment dates.Find out more
Go to the Versatile Line of Credit section.
Loan Insurance
Why protect your investment with Loan Insurance? To avoid many worries.- To prevent your debt from becoming a financial burden for your loved ones if something unfortunate were to happen.
- To avoid putting your projects on hold in order to meet your financial obligations.
- Because employment insurance isn't always enough: it's usually equivalent to only two thirds of your income.
- To protect your repayment ability and avoid having to tap into your savings should you become disabled.
- Because the probability of a 35-year-old becoming disabled for at least 90 days before the age of 65 is 50%.
Because your home may be the biggest investment you will ever make.
Find out more about Loan Insurance or Loan Insurance - Versatile Line of Credit.
Home insurance
Customized protection whether you're a homeowner, co-owner or tenant.
- "All risk" protection for your property
Tailored to your needs. You pay only for the coverage you really need. Covers most accidental events that could damage your possessions. - Civil liability coverage
Protects you against damage you may involuntarily causse to others or their property. - Assistance in case of identity theft
Allows you to call a lawyer or psychologist if you are the victim or believe you are the victim of identity theft. - 24/7 emergency service in the event of a claim
Find out more about Home insurance.
For more information
Meet with a Desjardins advisor
Mortgage tips
To get all the information you need for your home-related projects, see Owning a home.
Calculators
1. The variable interest rate of 3.6% is applicable on an authorized minimum financing of $150,000 in the form of a line of credit secured by a real-estate mortgage (movable hypothec). The rate is subject to change without notice. The annual percentage rate (APR) is equal to the posted interest rate, assuming that there are no additional charges applicable to the loan. Should there be such charges, the APR might be different. The cashback amount (1% of the amount financed) is determined based on a minimum disbursement of $150,000 within three months of signing the financing agreement. Limited time offer. Certain conditions apply.