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Integrated payment solutions

Suited to all types of businesses, these payment solutions are integrated directly into the point-of-sale system. The PIN pad is connected into the cash register system to accelerate the payment process, increase operational efficiency and simplify administrative processes.

Ideal for merchants in sectors where operational efficiency is vital, and management and administration requirements are complex (personalized loyalty programs, centralizing information to a head office, etc.).

Thanks to end-to-end encryption technology developed by Desjardins, card numbers are no longer exposed at merchant locations. This solution is the only one in Canada to offer full encryption of cardholders' sensitive data from the beginning to the end of transactions, making it much simpler for merchants to obtain PCI DSS accreditation.

Features

• The PIN pad is directly integrated into the cash register system.
• Solution works with major integrated payment modules on the market.
• Equipped with an RS-232 port.
• Accepts magnetic stripe and chip cards.
• Payment methods accepted:
  • Debit cards: Interac.
  • Credit cards: VISA, MasterCard, American Express, Diners Club International, JCB, Discover, China UnionPay and private-label Desjardins credit cards.
  • Desjardins gift cards.
  • Accord D financing program.
  • Loyalty programs.
  • Major payment and loyalty cards, including those not managed by Desjardins.

Advantages

• Operational efficiency
  • Centralizing transactions and consolidating payment information and cash in a single system simplifies administrative control, thanks to automated account balancing and daily deposits.
  • Since transactions are initiated from the point-of-sale system, the risk of errors from entering data twice is reduced.
    
    
• Savings
  • The PIN pad, which connects directly to an integrated payment solution, is more affordable than a point-of-sale terminal.
  • The PIN pad is plugged directly into the point-of-sale terminal and saves counter space.
    
    
• Speed
  • Since transactions are only entered once in the point-of-sale system and transactions are authorized at high speed (less than 3 seconds), users can serve more clients and reduce wait times.
    
    
• Solutions adapted to your needs
  • Integrated payment solutions accept major loyalty and gift card programs, including those not managed by Desjardins.
    
    
• Simpler management
  • Automatic deposits.
  • Consolidated account statements (VISA, MasterCard and Interac).
  • Free access to online management tools.

	By phone	Montreal area: 514-397-4450 Elsewhere in Canada and the U.S.: 1-888-285-0015