Retail financing solution

Accord D Desjardins financing is a payment solution that allows merchants to offer their clients point of sale financing. Offered in thousands of stores throughout Canada.

Features

• Flexible payment terms that can be tailored to each merchant's offer.
• Customers pay in equal monthly instalments, with or without interest, or buy now and pay later.
• Available to all customers. If they are not VISA Desjardins cardholders, an account will be opened for them once their financing application is approved¹.
• Financing applications are processed:
  • within a few seconds the POS terminal for VISA Desjardins cardholders
  • in less than 15 minutes for non-VISA Desjardins cardholders
• Financing applications are sent
  • online fast with the Creditwave tool provided free of charge
  • by fax if no Internet service is available

Advantages

• Allows you to increase revenues while simplifying your company's financial management and accounts receivables.
• Allows you to attract new customers, set yourself apart from the competition and develop customer loyalty.
• High acceptance rate.
• Very competitive discount rates.
• Visibility for your business on desjardins.com/en/accordd
• Desjardins Card Services support:
  • Credit Services team available during business hours.
  • Promotional materials provided at no charge.
  • Customer service dedicated to you and your customers.

Eligibility

Requirements:

• Have a storefront.
• Have a fax machine.
• Have a computer with Internet access (recommended).
• Have a Desjardins point of sale (POS) terminal and/or Desjardins Integrated Payment Solutions (DIPS).
• Be a VISA merchant with Desjardins Card Services.
• Other conditions may apply.

Eligible business sectors

• Furniture and appliances
• Sporting goods
• Vacuum cleaners
• Jewellery
• Heating and air conditioning
• Laser eye surgery
• Home decor
• Car accessories and repairs
• Dentists and denturists
• Electronics
• Security and surveillance equipment
• Stoves and fireplaces
• Computer equipment
• Eyewear
• Musical instruments
• Small engines
• Photography
• Pools and spas
• Recreational products
• Hardware
• Renovation
• Car repairs
• Funeral services
• Clothing

	By phone (Members and non-members)	Montreal area: 514-397-4450 Elsewhere in Canada and the U.S.: 1-888-285-0015